Mortgage ProductsJuly 14, 2017The 5-10 Properties program is for investors with more than 4 properties financedInvestor with more than 4 properties financed? Use Fannie Mae's standard 5-10 Properties Program. How to apply plus today's mortgage rates.
Mortgage ProductsJuly 11, 2017How Much Cheaper Are Adjustable Mortgage Rates Than Fixed Rates In 2017?ARM mortgage rates can make borrowing a little riskier for some borrowers because they can change over the life of the loan. But they can also save you a lot of money. And they are safer than you think.
Mortgage ProductsJuly 3, 2017USDA Loans: Guide To Credit Score EligibilityYou don't need great credit to qualify for a zero-down USDA home loan. This program is designed around the idea that more renters should be homeowners.
Mortgage ProductsJune 29, 2017USDA Loans: Eligible Geographic AreasThe USDA mortgage is available only in certain geographical areas...but you might be surprised at the cities and towns that remain eligible for the program.
Mortgage ProductsJune 28, 2017USDA Mortgage : All About Income EligibilityUSDA loans are made for moderate income earners. Income limits are based on location of the property and other factors. Find out if you qualify.
Mortgage ProductsJune 15, 2017No Doc Mortgage: What’s Available NowThe no doc mortgage does not exist in the same form that it had before 2008. Great Recession-era reforms require lenders to make sure the borrower can afford to repay a mortgage.
Mortgage ProductsJune 12, 2017Fannie Mae Just Increased What You Can BorrowFannie Mae just loosened up its guidelines, allowing some applicants to borrow with a 50 percent debt-to-income ratio.
Mortgage ProductsApril 9, 2017Do No Doc Mortgages Still Exist?No doc mortgages used were highly popular before the mortgage crisis, and some lenders may be creeping slowly back into that crazy market. But are the loans the same?
Mortgage ProductsApril 8, 2017How To Get A Mortgage For Rental Or Investment PropertyFinancing a rental home? It's harder than buying a primary residence, because rental property is riskier for mortgage lenders. Here's what you need to know.
Mortgage ProductsMarch 9, 2017Refinance Your ARM To Another ARM?If you have an adjustable rate mortgage that's about to reset, you're probably concerned. In a rising rate environment, ARM loan interest rates and payments can skyrocket. But you refinance your ARM to another ARM before that happens.
Mortgage ProductsMarch 6, 2017Down Payment Options: From 0% Down To 20 Percent Or More [Infographic]Today's low rates and mortgage programs empower home buyers to make a large or small downpayment, or opt out of one altogether.
Mortgage ProductsFebruary 22, 2017Convertible HELOC Lets You Convert To A Fixed RateThe convertible HELOC combines the flexibility of a HELOC with the stability of a fixed interest rate.
Mortgage ProductsFebruary 20, 2017HECM Reverse Mortgage: Who Should Consider It?For the right person, the HECM reverse mortgage is an outstanding product. But it's not for everyone. Learn about the program, and alternatives.
Mortgage ProductsFebruary 4, 20174 Niche Loan Options That Are Helping New Home BuyersLesser-known mortgage options can help home buyers find the right fit for their budget. Here are four options you may not have heard about.
Mortgage ProductsJanuary 23, 2017Will Your HELOC Payment Skyrocket When The Draw Period Ends?What happens to your HELOC payment when the draw period ends and you have to start repaying the loan? Here's what you need to know to keep your payments affordable.
Mortgage ProductsDecember 5, 2016Crazy Mortgage Programs That Really ExistMortgage programs are not just for "plain vanilla" borrowers anymore. Here are loan types that can get "out of the box" home buyers approved.
Mortgage ProductsNovember 7, 2016Find A Mortgage For An “Unapproved” CondoUnlike single-family neighborhoods, condo and townhome communities must be approved by lending agencies. What to do if your desired condo or townhome is not approved.
Mortgage ProductsOctober 17, 2016HELOC: How Is It Useful For Today’s Homeowners?Does a HELOC make sense for you? Today’s low rates and costs can make home equity lines of credit a good value, if you shop carefully and choose wisely.
Mortgage ProductsOctober 13, 2016HomeSteps : Freddie Mac Homes At 5% Down & No Mortgage InsuranceFreddie Mac offers discounted properties with favorable financing options via its HomeSteps program.
Mortgage ProductsSeptember 16, 2016How Long Would It Take You To Save For A 10% Down Payment?For buyers in Hawaii, it would take more than 25 years just to save 10% for a down payment on a home. Thankfully, you don't need to save for 10%. Mortgage options are plenty for today's buyers of homes.