About MortgagesMarch 31, 2017Fannie Mae Loans Vs. Freddie Mac Loans: What’s The Difference?Fannie Mae and Freddie Mac are big players in the mortgage industry. Who are they and how do they affect what the mortgage rate you pay?
About MortgagesMarch 27, 2017Single Women Homebuyers: Your Guide To Getting It RightSingle women have a lot of home-buying power. Here's how to exercise yours and get what you want.
About MortgagesMarch 27, 2017How Can I Avoid A Home Appraisal When I Apply For A Mortgage?The home appraisal adds extra time and cost to a home purchase or refinance. Fortunately, not all mortgages require them.
About MortgagesMarch 24, 2017What’s The Best Way To Pay Mortgage Refinance Closing Costs?Your mortgage refinance comes at a cost, even if you don't see it. There are several ways to pay to refinance your home loan, and we'll show you the pros and cons of them here.
About MortgagesMarch 15, 2017Ask These 6 Mortgage Questions Before Buying Your First HomeLong before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.
About MortgagesMarch 10, 2017First Time Home Buyer : The Early-2017 Guide to Buying a HomeA step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
About MortgagesMarch 2, 2017Are Mortgage Brokers Obsolete?Do mortgage brokers still have a place in American real estate financing? Or did the housing crisis a few years ago make it clear they have outlived their usefulness?
About MortgagesFebruary 6, 2017Double Your Mortgage Buying Power With A Friend Or RelativeIncrease your home buying power by pooling your resources with a friend or relative. But, proceed wisely when entering into this arrangement.
About MortgagesJanuary 13, 2017How Much House Can I Afford, Comfortably?Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.
About MortgagesDecember 21, 2016Buy a duplex, triplex or fourplex and let your tenants pay your mortgageIf you buy a duplex, triplex or four-plex and rent out the extra units, your tenants can help you pay for your home. Why not combine homeownership and investment in one purchase?
About MortgagesDecember 20, 2016Can You Buy A House While In Credit Counseling?Can you buy a house while in credit counseling? Yes, and this post tells you how.
About MortgagesDecember 12, 2016Most Expensive Cities: Strategies For Buying In High-Priced MarketsHome loans in the most expensive cities are more difficult to get because many lenders consider them riskier. Prepare in advance and get pre-approved for your mortgage before you go shopping in the most expensive cities.
About MortgagesDecember 11, 2016Should You Retire With A Mortgage? Or Pay It Off First?A mortgage won't ruin your retirement. In fact, you might come out ahead by not paying off that debt so you can invest elsewhere.
About MortgagesDecember 5, 2016MCC: A Tax Benefit Even If You Don’t Itemize DeductionsThe MCC is a certificate that allows eligible homeowners to claim a tax credit. This credit reduces the amount of income tax they have to pay, which frees up more cash.
About MortgagesNovember 16, 2016Simple Mortgage Definitions: Rent-To-Own / Lease OptionWhen you want to buy a home, but cannot be mortgage-qualified, you can look at the Rent-to-Own program. More on the program, explained in Plain English.
About MortgagesNovember 10, 2016Boomerang Buyers Can Get A Mortgage After Deed In Lieu Of ForeclosureSo, can you get a new mortgage after a deed in lieu of foreclosure? In many cases, you can. Here are the programs you may use, and what it takes to get approved.
About MortgagesNovember 2, 2016How Often Can I Refinance My Mortgage?How often can I refinance my mortgage? If you want to know how soon you can refinance after closing on a loan, we have your answers.
About MortgagesOctober 7, 2016Buying a Home: Meet (Or Beat) Your Closing DateBe proactive as a home buyer. Put strategies in place to speed the home buying process, and meet your agreed-upon closing date.
About MortgagesSeptember 28, 2016Don’t Use APR To Shop For A MortgageA surprising look at how the government-recommended method of mortgage rate shopping is fundamentally flawed.
About MortgagesSeptember 20, 20165 Things A Truly Great Mortgage Lender DoesThere are hundreds of thousands of licensed mortgage loan officers nationwide. The great ones, though, distinguish themselves pretty clearly.