Posts Covering VA Loans

This Is Why One In Ten VA Home Buyers Makes A Downpayment

A VA loan downpayment is never required, but choosing one can reduce home-buying costs and improve your chances of loan approval.

23 Months In A Row: VA Mortgage Rates Beat All Others

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.

How Do I Buy A Home Using a VA Mortgage With Part-Time Income?

VA mortgages offer low interest rates and flexible guidelines for buyers & refinancing households -- including those with part-time and supplemental income.

3 Little-Known Facts That Help Military Home Buyers

Active military personnel and veterans have access to the VA home loan, which provides distinct advantages not available with any other loan type.

VA Loans: No Down Payment Mortgage Options For Military Personnel

Eligible buyers should consider the VA loan when it's an available option. Read more about VA loans and get today's live mortgage rates.

VA Funding Fee : How Much Is It And Who Is Exempt?

VA funding fees sustain the program and make it available for future veterans. Calculate your fee based on loan features and military service.

VA Mortgages: The VA Loan Eligibility Reference Guide

The VA mortgage program is a homeownership benefit available to U.S. military personnel, veterans, and spouses and families. A complete reference guide.

VA: 90,000 Veterans Avoided Foreclosure in 2015

VA home loans are among the safest mortgage types available. The U.S. Department of Veterans Affairs works with lenders to keep veterans in their homes.

VA Mortgage Rates Beat All Others For 21st Straight Month

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.

VA Energy Efficient Mortgages (EEMs) For Home Improvement Projects

The VA Energy Efficient Mortgage (EEM) is a special loan program which helps homeowners to finance the cost of a home's energy-efficiency improvements.

What Are The Current VA Mortgage Loan Limits?

VA mortgage loans are an important part of the U.S. housing market and, for eligible borrowers, there is no explicit loan limit. You can borrow as much as you need.

VA Mortgage Rates & 10 Terrific Benefits To Use A VA Loan

VA loans offer benefits unmatched by conventional and FHA financing, plus the program provides extra low mortgage rates to eligible military borrowers.

Use Your Residual Income To Qualify For A VA Mortgage

The VA Home Loan Guaranty program has an unheralded benefit -- you can qualify using residual income, even if your loan's DTI is over the VA limit.

VA: Gulf War Veterans Most Likely To Use VA Home Loan Program

Military borrowers are using the VA Home Loan Guaranty program to purchase and refinance huge numbers of homes. The GI Bill and low rates make it possible.

Mortgages For Veterans Using VA Loan Program Surges To 21-Year Best

Low rates, 100% financing, and common-sense mortgage lending standards have helped to push VA loans made to veterans to the highest levels in 2 decades.

The VA IRRRL Refinance Mortgage For Military Borrowers: Rates & Rules

The VA Interest Rate Reduction Refinance Loan (IRRRL), also known as the VA Streamline Refinance, waives verifications and credit scores. Get more information, plus access to live VA rates, here.

VA Streamline Refinance / IRRRL: No Credit Score, No Job, No Appraisal

The VA Interest Rate Reduction Refinance Loan (IRRRL), also known as the VA Streamline Refinance, is among the simplest ways to refinance a home loan. Information and access to today's live rates.

The VA Mortgage – Purchase & Refinance Loan Programs

The VA Loan Guaranty Program from the Department of Veterans Affairs. VA loans offer below-market rates, and 100% loans with no mortgage insurance required.

Military Borrowers Voluntarily Increase VA Mortgage Down Payments

The VA Loan Guaranty allows for no-money-down mortgages. However, more buyers are opting to make downpayments. Analysis, plus access to today's live rates, which are the cheapest of all available rates.

🇺🇸 VA Loan Residual Income Guidelines For All 50 States And The District Of Columbia

Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)