Posts Covering Mortgage Strategy

Debt Consolidation Loans Can Work, But Not Always

You can lower your interest rate by wrapping high-interest credit cards into a refinance. But it doesn't work for everyone.

Get A No-Closing-Cost Mortgage And A Low Rate, Too

Today's low mortgage rates are helping consumers secure mortgages at zero out-of-pocket expense.

Mortgage Broker Or Bank: Your Choice Matters

A mortgage broker is often the right choice. But a bank could be, too. Knowing how each type of company works can help you make the right decision.

Don’t Think You Can Buy Again After Bankruptcy? Actually, You Can

A bankruptcy doesn't disqualify you from owning a home again. Getting approved for a new mortgage can happen in as little as one year.

Self-Employment Is Not A Mortgage Deal-Breaker

Self-employment alone won't stop your mortgage approval. You just need to know how lenders look at your income as a self-employed applicant.

Today’s Home Buyers Making Smaller Mortgage Down Payments

Home buyers are putting less money down at the time of purchase. Some of the programs they're using to get this done, and why being "house-poor" is no good.

It’s Actually Risky To Make A 20% Down Payment

Making a large downpayment is not the conservative investment you believe it is. The risks of putting 20% down on a home are real. Know what you should do.

Is Refinancing Your Mortgage Worth It?

Deciding whether to refinance is a personal decision, and sometimes a tricky one. Here are some ways to determine whether a refinance is right for you.

The Family Mortgage: Borrowing From Loved Ones Instead Of A Bank

Looking for the "best deal" on a home loan? The best place to look may be within your own family. Learn how to draft your own intra-family mortgage note.

Home Inspections: A Must For Every Home Buyer

When you buy a home, it's more than just your right to commission a home inspection -- it's your best way to stave off buyer's remorse. Protect yourself.

Business Partner Can Fast-Track Investment Property Purchases

An investment property is an effective wealth-building tool. A business partner, friend, or family member can help you become a landlord sooner.

First-Time Home Buyers Guide: What Is A USDA Mortgage?

First-time home buyers have access to wide number of low- and no-downpayment mortgage loans. The 100% USDA loan is among the most aggressive programs available.

First-Time Home Buyers Guide: Buying With A New Job

As a first-time buyer, you may not have the work experience of a seasoned buyer, but that doesn't have to affect your ability to get mortgage loan-approved.

How Much Do Extra Mortgage Payments Really Save You?

Making extra mortgage payments sounds like a great idea. But other factors should weigh into the decision, like savings goals and current mortgage rates.

First-Time Home Buyers Guide: Buying With Low Credit Scores

First-time home buyers tend to have lower credit scores than the general population. That's okay. There are plenty of "first-time" loan programs to help.

First-Time Home Buyers Guide: Picking The Right Mortgage Program

This guide for first-timehome buyers covers choosing the mortgage loan which best fits your financial and emotional needs.

First-Time Home Buyers Guide: Choosing Your Mortgage Rate

When you're shopping for a mortgage rate, the economy sets the baseline interest rate. Everything else is based on you. Here's how to get your lowest rate possible.

First-Time Home Buyers Guide: What Is An FHA Mortgage?

First-time home buyers have access to a myriad of low- and zero-down payment mortgage loans. Of all the available loan programs, though, the FHA loan is the most inclusive and accessible for today's buyers.

First-Time Home Buyers Guide: What Is A VA Mortgage?

For first-time home buyers with military experience, the VA mortgage loan is often the cheapest, fastest, and best way to get mortgage-approved.

First-Time Home Buyers Guide: The Basics Of A Mortgage

As a first-time home buyer, understanding how your mortgage works is the first step to making better mortgage choices -- and getting the best rate possible.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)