Posts Covering Mortgage Strategy
September 17, 2014
Four common mistakes borrowers make which increase their mortgage closing costs, and how to avoid making them yourself. Analysis and live rate quotes, too.
September 12, 2014
"Should I refinance my mortgage?" An analytical look at reasons to refinance, plus how to lock today's mortgage rates with no closing costs.
September 8, 2014
Want to refinance but don't want to your loan to reset 30 years? Here's how to do it. Full analysis and strategy, plus today's live rate quotes.
September 7, 2014
Today's mortgage rates are at a 15-month best. Read about your refinance options and get locked in. Mortgage rates are low, but won't stay this way forever.
September 7, 2014
Mortgage closing costs are rising, but don't let that affect your decision to refinance. There are many ways to reduce your loan fees, and get a great deal.
September 2, 2014
The "Delayed Financing" loan program allows cash buyers to do a cash-out refinance just one day after closing. Program rules, plus today's mortgage rates.
September 1, 2014
Mortgage rates are near 15-months lows, so which mortgage refinance program is best? Analysis and today's live mortgage rate quotes. Safe and secure.
September 1, 2014
Homeowners are choosing the 15-year mortgage over the 30-year loan with increasing frequency. Read more about the 15-year loan, and get live rate quotes.
August 27, 2014
As today's mortgage rates drop, lenders are requiring 38 days to close purchase loans, on average. Tips for a speedier closing, plus today's live rates.
August 25, 2014
Mortgage rates are a 14-month best and U.S. home values are rising. A review of today's refinance programs, plus live mortgage rate quotes.
August 24, 2014
Mortgage rates drop to a 14-month low and rates for ARM are below 3 percent. Analysis of the adjustable-rate mortgage, and instant mortgage rate quotes.
August 23, 2014
Important advice for buying a home with a boyfriend, girlfriend, or partner. Read more and get today's live mortgage rates.
August 8, 2014
Mortgage loan closing costs are higher by as much as 20 percent in some states, a Bankrate.com survey shows. How to reduce what you'll pay at closing, plus today's live rates.
August 7, 2014
Mortgage lenders are rapidly removing hurdles in a mortgage approval. Analysis and effects, plus a live look at today's low mortgage rates.
August 6, 2014
U.S. homeowners are abandoning 30-year home loans. They're choosing 15-year loans instead. Find out why, and compare today's low rates.
August 3, 2014
Moving for a job? Recent graduate? Get a mortgage approval before you even start work. Read more and get real-time mortgage rate quotes.
July 29, 2014
Ask these 8 questions of your lender and you'll improve your chances of getting that great mortgage loan. Free mortgage rates available.
July 18, 2014
For the last 11 years, homeowners with ARMs have trounced the market and "beat the Big Banks". Read more and see today's mortgage rates.
June 13, 2014
Specific behaviors to avoid while your mortgage loan's in process. The loan you save may be your own. Updated for mortgages in 2014.
June 9, 2014
Mortgage lenders are giving their lowest rates to buyers showing the following documentation. Read more and get today's live mortgage rates.
May 25, 2014
Effective immediately, mortgage lenders have lowered minimum FICO requirements on home loans. Read more about the shift, and get today's live mortgage rates.
May 24, 2014
Make a smarter home purchase this year. Tips and tricks for today's active home buyers. Read more and get today's live mortgage rates.
May 17, 2014
U.S. banks are making it easier to get mortgage-approved. Here's what it means to today's home buyers, and to today's existing homeowners wanting to get lower rates.
May 10, 2014
Your neighbors are leaving their 30-year fixed-rate mortgages for 15-year ones. Find out why, and get today's low mortgage rates here.
May 8, 2014
Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.
April 11, 2014
With mortgage rates dropping, the cost to own a home is down. No equity? No problem. Complete analysis plus today's live mortgage rates.
April 4, 2014
Mortgage lenders needed 42 days, on average, to get buyers to the closing table last months. Need to close more quickly that than? Use these tips to speed your purchase mortgage approval.
March 13, 2014
Answering "Should I refinance my mortgage" with data and statistics. Plus, tips for finding low mortgage rates with no closing costs.
March 1, 2014
For today's home buyers, simple planning goes a very long way. Get your best possible mortgage and make sure you're borrowing the proper amount for your home.
February 28, 2014
Homeowners using a 15-year mortgage save 65% on payments. Read the analysis and compare today's live mortgage rates here.
2014 Conforming & FHA Loan Limits
Mortgage loan limits for every U.S. county,
as published by Fannie Mae & Freddie Mac, and the FHA.