Posts Covering Mortgage Strategy

5 Mortgage Calculator Features You Are Not Using, But Should

A mortgage calculator should let you determine much more than a monthly payment. Look at all affordability factors with these little-known features.

Mortgage Lenders: Don’t Make These Application Mistakes

Mortgage lenders can close a home purchase or refinance quickly -- with your support. Avoid these common mistakes during your mortgage application process.

How To Rush Your Mortgage To The Closing Table

When you close on your mortgage in 30 days or fewer, you can get access to lower mortgage rates than the general population. Here's how to close quickly.

Your Next Steps When Turned Down For A Mortgage

A mortgage denial shouldn't be the end of your home buying or refinance aspirations. Sometimes a simple and obvious fix gets you approved.

The Documentation Required For Today’s Lowest Mortgage Rates

Mortgage lenders are giving their lowest rates to buyers showing certain documentation. See what you'll need, and get access to complimentary mortgage rate quotes.

Help! My Home Appraisal Was Lower Than I Needed!

Home appraisers are human and humans make mistakes. Here's how to appeal a home appraisal that came in lower than what you expected -- or needed.

Do These 5 Things Before Buying Your Next Home

For today's consumers, it's easy to move from "casually looking" to "actively buying". Before you do, though, you'll want to handle these 5 things first.

Refinance Options When You Lose Income, Experience A Financial Setback

Today's rates make a refinance a good decision if your income has been reduced or you've encountered another financial challenge. These programs can help.

Buy A Home, Convert Your Former Home To A Rental

Buying a home and converting your former home to a rental property? Your lender is likely to flag you for fraud -- unless you follow these steps.

Picking Your “Best” Mortgage: FHA, VA, Conventional, USDA, & Jumbo

Today's mortgage borrower has more choices than during any time in the last 10 years. FHA, VA, USDA, Conventional, Jumbo, & HELOC-- analysis and live rates.

Here’s How To Re-Approve An “Un-Approved” Mortgage

Your situation can change, making your pre-approval invalid. But you can take steps to keep yourself approved, or re-approved.

With Rates In The 3s, Post-Bankruptcy Applicants Are Asking When They Can Buy Again

A complete guide to buying a home after a Chapter 7 or Chapter 13 bankruptcy. Waiting periods may not be as long as you think.

6 Ways To Buy A Home Without Paying Off Your Student Loans

Student loans do not automatically disqualify you from home buying. Learn strategies to overcome high student debt and get a mortgage pre-approval.

Should You Use Your Real Estate Agent’s “Preferred” Lender?

The lender that works in your real estate agent's office is a convenient choice. But how do you know they will get you the best mortgage value?

Use An Online Mortgage Calculator To Find Your Best Home Price

Home buyers often don't know how much they can afford. Using a mortgage calculator is an important step to finding a comfortable home price.

Is PMI Bad? No. Here Are The “Silent” Benefits Of Mortgage Insurance

PMI offers protections for the homeowner, not just the lender. Most buyers have never heard of these two benefits that are directed at the consumer.

5 Hard-Hitting Mortgage Strategies For Self-Employed Applicants

Low mortgage rates and favorable terms are just as available to self-employed mortgage applicants. Five sure-fire best practices will help you get approved.

You Don’t Need To Borrow From Your 401(k) To Purchase A Home

When buying a home, 401(k) retirement plans can be used to fund your downpayment. How this choice affects your finances, and a review of your other options.

First-Time Home Buyer’s Guide: Making A Downpayment

This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage.

Are You Ready To Be A First-Time Home Buyer?

For many people, it's part of the American Dream to own a home. Are you thinking of buying a home? Here's how you'll know if you're really ready to do it.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)