Posts Covering Mortgage Strategy

Surprising Strategies To Beat An All-Cash Offer

Get your offer noticed and accepted, even when going up against a cash home buyer.

The Documentation Required For Today’s Lowest Mortgage Rates

Mortgage lenders are giving their lowest rates to buyers showing certain documentation. See what you'll need, and get access to complimentary mortgage rate quotes.

New “Credit Card” Rule Makes Mortgage Qualification Easier

A change in the way credit card debt is calculated makes it easier for to get mortgage-qualified. Read more about the change and see today's live mortgage rates.

Buying Without Your Credit-Challenged Spouse

Lenders do not require couples to be on the mortgage together. A spouse with lower credit can be removed from the application to help the other qualify.

Safely Make A Big Purchase When Buying a House

Making a major purchase can affect your mortgage qualification status. But there are a few smart ways to make big purchases while buying a home.

Qualifying For A Mortgage When You Work Part-Time

Home buyers can qualify for a mortgage even without a full-time position. Part-time workers with one or two jobs can apply and receive a mortgage approval.

Home Inspections: A Must For Every Home Buyer

When you buy a home, it's more than just your right to commission a home inspection -- it's your best way to stave off buyer's remorse. Protect yourself.

5 Mortgage Calculator Features You Are Not Using, But Should

A mortgage calculator should let you determine much more than a monthly payment. Look at all affordability factors with these little-known features.

4 Ways To Get A Better Mortgage Rate Quote

Today's mortgage rates are low. Plus, with even just a tiny bit of preparation, you can get your lender to quote you even lower.

First-Time Home Buyers Guide: Buying With Student Loans And Debt

First-time home buyers often carry student loans, which can make saving for a down payment difficult. There are lots of "first-time" loan programs to help.

3 Reasons To Pay Off Your Mortgage Early (And 2 Reasons Not To)

Paying $100 extra per month can shave five years off your mortgage. But paying off, or paying down, your mortgage is not the best choice for everyone.

First-Time Home Buyers Guide: What Is A VA Mortgage?

For first-time home buyers with military experience, the VA mortgage loan is often the cheapest, fastest, and best way to get mortgage-approved.

First-Time Home Buyers Guide: Buying With A New Job

As a first-time buyer, you may not have the work experience of a seasoned buyer, but that doesn't have to affect your ability to get mortgage loan-approved.

1031 Exchange : Sell Property Without The Tax Hit

A 1031 exchange can be part of an effective tax strategy. As home values rise, rental property owners are seeking ways to limit their tax burden.

First-Time Home Buyer? Don’t Overlook The 5-Year ARM.

The typical first-time home buyer overpays with the 30-year fixed rate mortgage. For most, the better choice is the 5-year ARM. Read more and discover why.

Tricks For Closing On-Time With A “Quick Closing” Mortgage

To win their bidding wars, U.S. buyers are offering quick closings to home sellers. Here's how to do it, and what you need to know. Rate quotes available.

4 Types Of PMI: Which One Is Right For You?

There is more than one type of PMI; in fact, there are four. Choosing the right one puts you in a better home buying position.

Refinance Mortgage Brand Names: FHA, VA, USDA, & Conv.

The "mortgage refinance" goes by many names -- The IRRRL, the FHA Streamline Refinance, the Rate-and-Term, and others. Which is which, and how to qualify for the one you want.

Job Change? You Can Still Get Mortgage-Approved

Changing jobs probably won't jeopardize your mortgage approval, but switching careers might. Understand the nuance with which lenders will judge your move.

Too Much Debt To Buy Or Refinance A Home? Here’s Your Plan

High debt payments make it harder to get approved for your mortgage. When your debt-to-income ratio is too high, you can get it under control.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)