Posts Covering Mortgage Strategy

3 Cool Things You Can Do With A Mortgage Calculator

A mortgage calculator can help you choose the best loan, refinance smarter and save by prepaying your loan. Here's how to get the most from this tool.

First-Time Home Buyer’s Guide: Making A Downpayment

This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage.

First-Time Home Buyers Guide: Picking The Right Mortgage Program

This guide for first-timehome buyers covers choosing the mortgage loan which best fits your financial and emotional needs.

How To Get A Mortgage If You’re Newly Self-Employed

Lenders don't always require two years of tax returns to approved self-employed mortgage applicants. Know these strategies, and get an approval.

Today’s Home Buyers Making Smaller Mortgage Down Payments

Home buyers are putting less money down at the time of purchase. Some of the programs they're using to get this done, and why being "house-poor" is no good.

Downpayment Gifts: How To Give And Receive A Cash Downpayment Gift For A Home

Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.

Bridge Loans: Finance Your Housing Transition

Bridge loans can ease the transition when buying and selling a home at the same time. Bridge loan guidelines, plus alternatives.

Bi-Weekly Mortgage Payment Programs: Will You Pay Your Mortgage Faster?

About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.

You Don’t Need To Borrow From Your 401(k) To Purchase A Home

When buying a home, 401(k) retirement plans can be used to fund your downpayment. How this choice affects your finances, and a review of your other options.

Here’s How To Re-Approve An “Un-Approved” Mortgage

Your situation can change, making your pre-approval invalid. But you can take steps to keep yourself approved, or re-approved.

HOA Dues Can Make A Condo More Spendy Than A House

You might be able to buy a free-standing home for the same monthly cost as a condominium. Use an HOA dues-enabled mortgage calculator to find out.

First-Time Home Buyers Guide: Choosing Your Mortgage Rate

When you're shopping for a mortgage rate, the economy sets the baseline interest rate. Everything else is based on you. Here's how to get your lowest rate possible.

New Lending Rule Makes Owning Vacation Property Easier

Second home / vacation property buyers can now occasionally rent the home, and qualify for lower second home mortgage rates. Read about this new rule.

Warrantable & Non-Warrantable Condo Mortgage Rules Updated

Demand for condos is increasing nationwide and getting approved for a mortgage just got a little easier. How to qualify, plus access to today's rates.

Assumable Mortgages: Assume Someone Else’s FHA, VA, or USDA Home Loan

Buying a home? Save on your mortgage rate *and* your closing costs. Assume the seller's mortgage and make it your own. A guide to how assumable loans work.

Is It Good To Co-Sign On A Mortgage?

When you co-sign on a mortgage, you put your name on another person's loan as a guarantee against default. Is this smart or stupid or something in-between?

First-Time Home Buyers Guide: What Is A VA Mortgage?

For first-time home buyers with military experience, the VA mortgage loan is often the cheapest, fastest, and best way to get mortgage-approved.

First-Time Home Buyers Guide: What Is An FHA Mortgage?

First-time home buyers have access to a myriad of low- and zero-down payment mortgage loans. Of all the available loan programs, though, the FHA loan is the most inclusive and accessible for today's buyers.

First-Time Home Buyers Guide: What Is A USDA Mortgage?

First-time home buyers have access to wide number of low- and no-downpayment mortgage loans. The 100% USDA loan is among the most aggressive programs available.

Surprising Strategies To Beat An All-Cash Offer

Get your offer noticed and accepted, even when going up against a cash home buyer.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)