Posts Covering Mortgage Strategy

Qualifying For A Mortgage When You Work Part-Time

Home buyers can qualify for a mortgage even without a full-time position. Part-time workers with one or two jobs can apply and receive a mortgage approval.

First-Time Home Buyers Guide: What Is An FHA Mortgage?

First-time home buyers have access to a myriad of low- and zero-down payment mortgage loans. Of all the available loan programs, though, the FHA loan is the most inclusive and accessible for today's buyers.

First-Time Home Buyer’s Guide: Making A Downpayment

This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage.

First-Time Home Buyers Guide: Buying With Student Loans And Debt

First-time home buyers often carry student loans, which can make saving for a down payment difficult. There are lots of "first-time" loan programs to help.

Fannie Mae HomeStyle® vs FHA 203K : Choose Your Renovation Loan

Two renovation mortgage products let you buy and repair a property with one loan. How to select one based on the property and your situation.

Live In Your Own Rental Building And Call It A Primary Residence

Owning a rental building and living in it can be an excellent way to save money on your mortgage, while building home equity for your future. How to do it.

Assumable Mortgages: Take On Someone Else’s FHA, VA, or USDA Home Loan

Buying a home? Save on your mortgage rate *and* your closing costs. Assume the seller's mortgage and make it your own. A guide to how assumable loans work.

Don’t Rule Out Home Buying This Holiday Season

Home buyers should consider shopping for a home during the holidays. Sellers are willing to negotiate, and lenders are less busy, too. How to find deals when most buyers are on the sidelines.

Should You Use Your Real Estate Agent’s “Preferred” Lender?

The lender that works in your real estate agent's office is a convenient choice. But how do you know they will get you the best mortgage value?

How Can I Build Home Equity More Quickly?

Few assets build wealth as well as real estate does. Learn about home equity, how it works, and how you can accelerate its growth on your own home(s).

How Do I Avoid Paying Mortgage Insurance On My Mortgage?

Frightened about mortgage insurance? Don't be. In most cases, paying MI is temporary and, in others, a well-timed refinance can erase it completely.

How To Avoid Making A Contingent Offer On A Home

You don't always have to sell your house before buying another. Today's housing and mortgage markets offer options for a relaxed housing transition.

First-Time Home Buyers Guide: The Basics Of A Mortgage

As a first-time home buyer, understanding how your mortgage works is the first step to making better mortgage choices -- and getting the best rate possible.

5 Mortgage Calculator Features You Are Not Using, But Should

A mortgage calculator should let you determine much more than a monthly payment. Look at all affordability factors with these little-known features.

First-Time Home Buyers Guide: Buying With A New Job

As a first-time buyer, you may not have the work experience of a seasoned buyer, but that doesn't have to affect your ability to get mortgage loan-approved.

How To Rush Your Mortgage To The Closing Table

When you close on your mortgage in 30 days or fewer, you can get access to lower mortgage rates than the general population. Here's how to close quickly.

3 Cool Things You Can Do With A Mortgage Calculator

A mortgage calculator can help you choose the best loan, refinance smarter and save by prepaying your loan. Here's how to get the most from this tool.

First-Time Home Buyers Guide: Picking The Right Mortgage Program

This guide for first-timehome buyers covers choosing the mortgage loan which best fits your financial and emotional needs.

How To Get A Mortgage If You’re Newly Self-Employed

Lenders don't always require two years of tax returns to approved self-employed mortgage applicants. Know these strategies, and get an approval.

Today’s Home Buyers Making Smaller Mortgage Down Payments

Home buyers are putting less money down at the time of purchase. Some of the programs they're using to get this done, and why being "house-poor" is no good.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)