Mortgage Strategy

Mortgage rates came down following three weeks of slight growth. Will they trend down in February? Here's what the experts think.

If you're facing big debt with high interest rates, consolidating it through your home equity could save you a lot of money.

Buying a house with a friend can be a smart move, but it comes with unique challenges. Explore the pros, cons, and expert tips for co-owning a home with a friend.

Determining equity is simple. Read on to learn which factors impact the amount of equity in your home and how you can calculate it.

Wondering, "Can I add someone to my mortgage without refinancing?" Learn your options, from title changes to rare loan assumptions.

Looking for the cheapest way to get equity out of your home? Compare HELOCs, home equity loans and cash-out refinancing to find the best option.

Cash out refinancing on a paid off house lets you turn home equity into cash. Learn how it works, its pros and cons, and how to qualify.

Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.

Wondering how to get equity from your home without refinancing? Discover the cheapest ways to get equity out of your house without getting a new mortgage.

Need a loan on a home you own outright? Unlock your equity and get the cash you need. Compare loan options and start saving today.

The reverse mortgage is suddenly more popular, as COVID-19 forces homeowners to look for cash flow. But is a reverse mortgage right for you?

Can you get a HELOC on a paid-off house? Yes—and it may be easier than you think. Here’s how it works and what to consider before applying.

If you make $70,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

Using retirement savings for home down payments may help buyers now but creates long-term risks for wealth and housing prices.

Which mortgage is right for you? Discover the pros and cons of conventional loan vs FHA loan options in our comprehensive guide.

Should you attempt a cash-out refinance to pay off HELOC mortgages or home equity loans? Sometimes, you should. Here's how to make the decision.

Mobile home refinancing is possible, as long as your home meets certain requirements. See manufactured or mobile home refinance options here.

Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here.

Refinancing your owner-financed mortgage can help you get a lower mortgage rate and safer loan product. Learn how to refinance here.

All you need to know about investment property loans, including loan options, requirements, and interest rates.