Mortgage Strategy

Discover how to get a loan with a high debt-to-income ratio. Find lenders who work with high-DTI borrowers and explore alternative loan options.

Mortgage rates fell for the first time in the last four weeks. Will they trend down in December? Here's what the experts think.

First-time home buyer grants make homeownership more affordable. Learn how to find and qualify for grants to buy a house in your area.

Need a loan on a home you own outright? Unlock your equity and get the cash you need. Compare loan options and start saving today.

How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.

Shared equity agreements let you tap investor funds to buy a home without extra debt. Explore how they work, the pros, and the potential downsides.

Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best deal.

HELOC debt consolidation can cut interest rates and free up cash but it also carries big risks. Learn when this strategy makes sense.

You can’t typically remove someone from a mortgage without consent, but alternatives like refinancing or legal action may help.

Learn how to remove someone from a mortgage without refinancing. Explore loan assumption, modification, and other ways to keep your home.

You want to know how to get out of a joint mortgage. Don't be nervous. It can be a straightforward legal and financial process.

Wondering, "Can I add someone to my mortgage without refinancing?" Learn your options, from title changes to rare loan assumptions.

Need to know how to remove someone from a mortgage? We break down the steps, your options, and how to avoid common pitfalls.

Wondering how to get equity from your home without refinancing? Discover the cheapest ways to get equity out of your house without getting a new mortgage.

Looking for the cheapest way to get equity out of your home? Compare HELOCs, home equity loans and cash-out refinancing to find the best option.

No income verification refinance loans are a thing of the past. But current refi programs and non-QM loans may be able to help you.

Thinking about buying a house or refinancing with only one spouse on the mortgage but both on the title? Here are the benefits and drawbacks.

Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.

Should you save or invest when planning to buy a home? Learn how your timeline and risk tolerance can shape the strategy for a down payment.

Can you get a HELOC on a paid-off house? Yes—and it may be easier than you think. Here’s how it works and what to consider before applying.