Posts covering Essential Mortgage Miscellany

31Dec2013

HARP, FHA, VA, And More : 20 Mortgage Charts From 2012

HARP, FHA, VA, And More : 20 Mortgage Charts From 2012 Thumbnail

There were lots of mortgage charts in 2012, covering rates, costs, and new programs. Here are some of the best.

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04Jan2012

The 18 Best Mortgage Market Charts From 2011

The 18 Best Mortgage Market Charts From 2011 Thumbnail

I made a lot of mortgage charts in 2011, covering rates, costs, and new programs. Here is a collection of the best of them.

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25May2011

“Big Banks” Begin To Open Mortgage Money Spigots

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Independent banks have stopped tightening the mortgage money spigot. The shift is good news for home buyers and anyone else who's watched underwriting standards get tough since last decade.

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24Apr2009

I’m Looking At My HUD-1 Settlement Statement: What Is A Closing Cost and What Is A Prepaid Item?

I’m Looking At My HUD-1 Settlement Statement: What Is A Closing Cost and What Is A Prepaid Item? Thumbnail

The settlement statement Prepaid Items section confuses people. A "prepaid item" is exactly what its name implies -- a payment related to the mortgage, collected before the payment's actual due date.

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17Oct2008

The Mortgage Blog Post That Will Start Your Day Right

Historically, mortgage markets are boring place for everyday Americans. I know this because every day I write the blog. Over the past few weeks, however, it's been anything but boring. There's been so much news that keeping up with it all has been a challenge. To help you sort through...

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