Posts Covering Essential Mortgage Miscellany
May 7, 2014
Are you the "spreadsheet type"? Make your own mortgage calculator in Microsoft Excel, Mac Numbers and/or Google Docs. Here are your built-in formulas. Just add mortgage rates.
December 31, 2012
There were lots of mortgage charts in 2012, covering rates, costs, and new programs. Here are some of the best.
November 25, 2012
Has your home value dropped but not your real estate tax bill? File an appeal. More than 50% homeowners win. Here's how to do it.
May 9, 2011
Let's look at what it means to "escrow" your taxes, how it hits your settlement statement's bottom-line, and how you can waive escrows on your loan without paying big fees.
April 24, 2009
The settlement statement Prepaid Items section confuses people. A "prepaid item" is exactly what its name implies -- a payment related to the mortgage, collected before the payment's actual due date.
December 15, 2008
The Witching Hour: In November, the 3:00 P.M. hour generated 26 percent of the total S&P 500 volume for the month; the last 30 minutes accounted for 17 percent. Markets are closing out the day in spastic fashion and mortgage rate shoppers often pay the price. When markets move towards...
October 17, 2008
Historically, mortgage markets are boring place for everyday Americans. I know this because every day I write the blog. Over the past few weeks, however, it's been anything but boring. There's been so much news that keeping up with it all has been a challenge. To help you sort through...
2014 Conforming & FHA Loan Limits
Mortgage loan limits for every U.S. county,
as published by Fannie Mae & Freddie Mac, and the FHA.