Posts Covering Essential Mortgage Miscellany

Make Your Own Mortgage Payment Calculators Using Spreadsheet Formulas In Microsoft Excel, Mac Numbers, and Google Docs

Are you the "spreadsheet type"? Make your own mortgage calculator in Microsoft Excel, Mac Numbers and/or Google Docs. Here are your built-in formulas. Just add mortgage rates.

HARP, FHA, VA, And More : 20 Mortgage Charts From 2012

There were lots of mortgage charts in 2012, covering rates, costs, and new programs. Here are some of the best.

Appeal Your Real Estate Tax Bill : 50% Of Homeowners Win Lower Rates

Has your home value dropped but not your real estate tax bill? File an appeal. More than 50% homeowners win. Here's how to do it.

The 18 Best Mortgage Market Charts From 2011

I made a lot of mortgage charts in 2011, covering rates, costs, and new programs. Here is a collection of the best of them.

Mortgage Predictions For 2012 From Around The Web

We can't predict the mortgage market's future, but we can have opinions. Here are some of them.

“Big Banks” Begin To Open Mortgage Money Spigots

Independent banks have stopped tightening the mortgage money spigot. The shift is good news for home buyers and anyone else who's watched underwriting standards get tough since last decade.

Tax Escrow Reserve Chart For Home Purchases In Hamilton, Warren, Butler And Clermont County

Let's look at what it means to "escrow" your taxes, how it hits your settlement statement's bottom-line, and how you can waive escrows on your loan without paying big fees.

I’m Looking At My HUD-1 Settlement Statement: What Is A Closing Cost and What Is A Prepaid Item?

The settlement statement Prepaid Items section confuses people. A "prepaid item" is exactly what its name implies -- a payment related to the mortgage, collected before the payment's actual due date.

Mortgage Market Brain Dump : December 15, 2008

The Witching Hour: In November, the 3:00 P.M. hour generated 26 percent of the total S&P 500 volume for the month; the last 30 minutes accounted for 17 percent. Markets are closing out the day in spastic fashion and mortgage rate shoppers often pay the price. When markets move towards...

The Mortgage Blog Post That Will Start Your Day Right

Historically, mortgage markets are boring place for everyday Americans. I know this because every day I write the blog. Over the past few weeks, however, it's been anything but boring. There's been so much news that keeping up with it all has been a challenge. To help you sort through...

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2014 Conforming & FHA Loan Limits

Mortgage loan limits for every U.S. county,
as published by Fannie Mae & Freddie Mac, and the FHA.