Posts Covering FICO & Credit Scores

How To Shop For Mortgage Rates Without Dinging Your Credit Score

How to protect your FICO while shopping for a mortgage. Complete instructions plus access to complimentary mortgage rate quotes.

How To Boost Your FICO Score Before Buying Your Next Home

Take steps to boost your FICO score before applying for your next mortgage. Better scores mean lower mortgage rates and better terms. Today's rates, too.

Improve Your FICO Score With These 5 Credit Scoring Tips

A review of how credit scores work, plus access to your mortgage credit scores for free. Get better mortgage rates.

5 Ways To Raise Your FICO Credit Score Today

FICO scores range from 300-850. The higher your score, the better mortgage rates and terms available to you. 5 simple ways to improve your credit score.

What Makes Your FICO Credit Score Change Each Month?

Keeping a decent credit score can help you get access to better, lower mortgage rates. Free advice to help you boost your credit scores quickly.

FICO Changes Expected To Boost Credit Scores, Lower Consumer Mortgage Rates

A new FICO scoring method is expected to raise credit scores by 25 points, at minimum; and 100 points at maximum. Read more and get a live rate quote now.

Current Mortgage Rates Dropping For FICO Scores Of 580+

Lenders are lowering credit score requirements. Read more on today's minimum required FICO scores, and get a live mortgage rate quote.

New FICO Scoring Model Raises Your Credit Scores

A new FICO credit scoring model will raise borrower credit scores. Analysis of the changes, plus today's live mortgage rates.

Average FICO Score Drops 21 Points On Approved Mortgages; Lenders Loosening Credit Standards

As lenders loosen credit standards, It's getting easier to get approved for a mortgage. Read more and get a live mortgage rate quote.

Which U.S. Cities Have The Best (And Worst) Credit Scores?

The process to improve credit scores can be quick, and profitable. Residents of these 10 cities already score well quite.

Your Credit Report Will Be Re-Pulled Just Prior To Closing (And It Could Change Your Loan Terms)

When does "cleared to close" not mean "cleared to close"? When Fannie Mae's involved! Keep your loan approval intact all the way through funding. Here's how.

Chart : How Does A Foreclosure, Missed Payment, And Maxed-Out Credit Card Change Your FICO Score

The company behind the FICO scoring model published a "What If?" series for common, specific credit missteps. See how your scores can change with a foreclosure, missed payment, maxed credit card, and more.

Buying Or Refinancing A Home? On Black Friday, Avoid In-Store Credit Card Offers.

The Holiday Shopping Season is upon us and shoppers should think twice about the popular "Open A Charge Card, Save 20%" promotion. The short-term savings may be tempting, but the long-term costs to a budget may be huge.

The Hidden Cost To Your Mortgage When You Open A Store Credit Card To Save 10 Percent

I did some (more) holiday shopping this weekend and as I stood in the checkout lines, I was repeatedly bombarded by cashiers to open a "free store credit card". "Would you like to save 10% on your purchase today?" "No, thanks," I said over and over, but not because I...

Once Again, Look Beyond The Headlines And Meredith Vieira’s Interviews For The Truth

I don't know what was stranger on The Today Show this morning: Meredith Vieira's back-to-back interviews with Jim Kramer and J.K. Rowling Jim Kramer looking like a fish out of water in front of a camera Watching Lester Holt and Matt Lauer (1) share the anchor desk and, (2) actually...

How The IRS Gets Paid On Your Foreclosure Short Sale

In his weekly syndicated column, Kenneth Harney pulled back the curtain on a nasty piece of IRS tax code that can penalize homeowners with foreclosures and short sales. For those that don't know, a short sale is when a lender accepts a payoff amount that is less than the amount...

Mortgage Lenders : “We’re Not Using The VantageScore Credit Scoring System”

The much-hyped VantageScore credit scoring system seems to be getting a lot of press lately, so thank you to Holden Lewis at Bankrate.com for keeping it real. According to the VantageScore Web site, it is the "new standard in credit risk scoring". "Why did we create VantageScore? Simply put, the...

2015 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)