Posts Covering FICO & Credit Scores

The Effect Of A 680 FICO Score On Your Mortgage

When you're buying a home or refinancing one, good credit scores get you access to lower mortgage rates plus a wider selection of loan products.

Groundbreaking Credit Score Enhancements To Boost 2016 Loan Approvals

Lenders will start accepting a new credit scoring method that could result in higher consumer scores and more mortgage approvals.

Improving Your Credit Score Using “Authorized User” Accounts

Authorized User accounts can affect your credit score -- good or bad. Know how they work, and how to work them to your advantage. Improve your FICO today.

You Don’t Need A 740 FICO Score To Get A Mortgage

You can get mortgage-approved with credit scores as low as 500. However, with some simple steps, you can improve your FICO by a lot. Easy-to-follow tips.

Use A Rapid Rescore To Qualify For A Mortgage

A rapid rescore can raise your credit score by 100 points or more within days. It is an important tool for home buyers with fixable credit issues.

What Credit Score Do You Need For A Mortgage?

What minimum credit score do you need for a mortgage? The answer is 500 but not everyone will qualify. What to do when your FICO is lower than you hoped.

Survey: 14% Of Consumers Can’t Tell You Their Credit Score

You think you know your credit score? A survey of 1,000 readers of TheMortgageReports.com showed that consumers believe they're on the ball. Are they right?

The Holiday Shopping “Deal” That Actually Hurts Your Home’s Mortgage Rate

Holiday shopping will reach record levels this year. However, one popular holiday "deal" can lower your credit score and, by extension, your mortgage rate.

Shop For Mortgage Rates Without Lowering Your Credit Score

You'll need a good FICO to access today's best mortgage rates. How to shop for a loan and get your credit pulled without lowering your overall credit score.

How To Boost Your FICO Score Before Buying Your Next Home

Take steps to boost your FICO score before applying for your next mortgage. Better scores mean lower mortgage rates and better terms. Today's rates, too.

5 Ways To Raise Your FICO Credit Score Today

FICO scores range from 300-850. The higher your score, the better mortgage rates and terms available to you. 5 simple ways to improve your credit score.

What Makes Your FICO Credit Score Change Each Month?

Keeping a decent credit score can help you get access to better, lower mortgage rates. Free advice to help you boost your credit scores quickly.

FICO Changes Expected To Boost Credit Scores, Lower Consumer Mortgage Rates

A new FICO scoring method is expected to raise credit scores by 25 points, at minimum; and 100 points at maximum. Read more and get a live rate quote now.

Current Mortgage Rates Dropping For FICO Scores Of 580+

Lenders are lowering credit score requirements. Read more on today's minimum required FICO scores, and get a live mortgage rate quote.

New FICO Scoring Model Raises Your Credit Scores

A new FICO credit scoring model will raise borrower credit scores. Analysis of the changes, plus today's live mortgage rates.

Which U.S. Cities Have The Best (And Worst) Credit Scores?

The process to improve credit scores can be quick, and profitable. Residents of these 10 cities already score well quite.

Your Credit Report Will Be Re-Pulled Just Prior To Closing (And It Could Change Your Loan Terms)

When does "cleared to close" not mean "cleared to close"? When Fannie Mae's involved! Keep your loan approval intact all the way through funding. Here's how.

Chart : How Does A Foreclosure, Missed Payment, And Maxed-Out Credit Card Change Your FICO Score

The company behind the FICO scoring model published a "What If?" series for common, specific credit missteps. See how your scores can change with a foreclosure, missed payment, maxed credit card, and more.

The Hidden Cost To Your Mortgage When You Open A Store Credit Card To Save 10 Percent

I did some (more) holiday shopping this weekend and as I stood in the checkout lines, I was repeatedly bombarded by cashiers to open a "free store credit card". "Would you like to save 10% on your purchase today?" "No, thanks," I said over and over, but not because I...

Once Again, Look Beyond The Headlines And Meredith Vieira’s Interviews For The Truth

I don't know what was stranger on The Today Show this morning: Meredith Vieira's back-to-back interviews with Jim Kramer and J.K. Rowling Jim Kramer looking like a fish out of water in front of a camera Watching Lester Holt and Matt Lauer (1) share the anchor desk and, (2) actually...

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)