Posts Covering FICO & Credit Scores
January 14, 2016 in FICO & Credit Scores
Authorized User accounts can affect your credit score -- good or bad. Know how they work, and how to work them to your advantage. Improve your FICO today.
December 1, 2015 in FICO & Credit Scores
You think you know your credit score? A survey of 1,000 readers of TheMortgageReports.com showed that consumers believe they're on the ball. Are they right?
November 27, 2015 in FICO & Credit Scores
Holiday shopping will reach record levels this year. However, one popular holiday "deal" can lower your credit score and, by extension, your mortgage rate.
November 9, 2015 in FICO & Credit Scores
You'll need a good FICO to access today's best mortgage rates. How to shop for a loan and get your credit pulled without lowering your overall credit score.
July 5, 2015 in FICO & Credit Scores
Take steps to boost your FICO score before applying for your next mortgage. Better scores mean lower mortgage rates and better terms. Today's rates, too.
April 18, 2015 in FICO & Credit Scores
Keeping a decent credit score can help you get access to better, lower mortgage rates. Free advice to help you boost your credit scores quickly.
September 10, 2014 in FICO & Credit Scores
A new FICO scoring method is expected to raise credit scores by 25 points, at minimum; and 100 points at maximum. Read more and get a live rate quote now.
August 29, 2014 in FICO & Credit Scores
Lenders are lowering credit score requirements. Read more on today's minimum required FICO scores, and get a live mortgage rate quote.
February 25, 2013 in FICO & Credit Scores
The process to improve credit scores can be quick, and profitable. Residents of these 10 cities already score well quite.
August 25, 2012 in FICO & Credit Scores
When does "cleared to close" not mean "cleared to close"? When Fannie Mae's involved! Keep your loan approval intact all the way through funding. Here's how.
October 10, 2011 in FICO & Credit Scores
The company behind the FICO scoring model published a "What If?" series for common, specific credit missteps. See how your scores can change with a foreclosure, missed payment, maxed credit card, and more.
December 17, 2007 in FICO & Credit Scores
I did some (more) holiday shopping this weekend and as I stood in the checkout lines, I was repeatedly bombarded by cashiers to open a "free store credit card". "Would you like to save 10% on your purchase today?" "No, thanks," I said over and over, but not because I...
July 27, 2007 in FICO & Credit Scores
I don't know what was stranger on The Today Show this morning: Meredith Vieira's back-to-back interviews with Jim Kramer and J.K. Rowling Jim Kramer looking like a fish out of water in front of a camera Watching Lester Holt and Matt Lauer (1) share the anchor desk and, (2) actually...
May 8, 2007 in FICO & Credit Scores
In his weekly syndicated column, Kenneth Harney pulled back the curtain on a nasty piece of IRS tax code that can penalize homeowners with foreclosures and short sales. For those that don't know, a short sale is when a lender accepts a payoff amount that is less than the amount...
December 13, 2006 in FICO & Credit Scores
The much-hyped VantageScore credit scoring system seems to be getting a lot of press lately, so thank you to Holden Lewis at Bankrate.com for keeping it real. According to the VantageScore Web site, it is the "new standard in credit risk scoring". "Why did we create VantageScore? Simply put, the...
2016 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)