Posts Covering FICO & Credit Scores
November 29, 2016 in FICO & Credit Scores
If your mortgage credit report has limited data, don't despair. Mortgage lenders are much more accepting of non-traditional credit today.
November 28, 2016 in FICO & Credit Scores
Certain mortgage programs are designed to get lower credit applicants into homes. Find out which programs you should target as a home buyer with a low score.
November 19, 2016 in FICO & Credit Scores
Having fair credit can cost you significantly more than having good credit. Luckily, it's not hard to move up a level.
November 13, 2016 in FICO & Credit Scores
What is a good credit score, and how can you go from good to excellent? Find out here.
November 4, 2016 in FICO & Credit Scores
Can you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender.
November 2, 2016 in FICO & Credit Scores
Credit bureaus don't ding you for "too many credit inquiries" when you shop for a mortgage. Credit rules, plus how long you have to shop for a rate.
September 15, 2016 in FICO & Credit Scores
Paying off a collection account isn't always the smartest move. How to deal with collection accounts when applying for a mortgage.
June 9, 2016 in FICO & Credit Scores
Take steps to boost your FICO score before applying for your next mortgage. Better scores mean lower mortgage rates and better terms. Today's rates, too.
April 22, 2016 in FICO & Credit Scores
Lenders will start accepting a new credit scoring method that could result in higher consumer scores and more mortgage approvals.
April 15, 2016 in FICO & Credit Scores
Authorized User accounts can affect your credit score -- good or bad. Know how they work, and how to work them to your advantage. Improve your FICO today.
December 1, 2015 in FICO & Credit Scores
You think you know your credit score? A survey of 1,000 readers of TheMortgageReports.com showed that consumers believe they're on the ball. Are they right?
November 27, 2015 in FICO & Credit Scores
Holiday shopping will reach record levels this year. However, one popular holiday "deal" can lower your credit score and, by extension, your mortgage rate.
2016 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)