Posts Covering About Mortgages

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

6 Low or No Down Payment Mortgage Options for 2016

An updated list of low- and no-downpayment mortgages available to today's home buyers. Updated for 2016. Includes access to today's live mortgage rates.

Mortgage Approval When Your Business Doesn’t Look Good On Paper

Your self-employed business might be doing well, but it should look good on paper too. Overcome four common mortgage approval challenges.

How Much Cash Do You Need To Buy A House?

Today's mortgage programs have reduced the amount of money you need to buy a home. Here's how much you will likely pay in upfront home-buying costs.

Buying A Condo With An FHA, VA, Or Conventional Loan

Home buyers are choosing condos for their convenience and affordable prices. Condominium mortgages are easy to find and come with low rates.

First-Time Home Buyers Guide: Using A Real Estate Agent

With a skilled real estate agent on your side, you'll get better "deals". Even better, the service is free -- real estate agents are paid by the sellers.

The Affordability Of Your Favorite 80s And 90s TV Homes

Sitcoms of the 80s and 90s tried to portray realism, but that didn't stop producers from putting their characters in homes they couldn't afford.

Zooey Deschanel’s $36k-Per-Month “Affordable” Mortgage

Zooey Deschanel could easily afford the mortgage on her $4.5 million property, if she opted to finance it at all.

Could TV Characters Actually Afford Their Fictional Homes?

Hollywood often overestimates how much home its characters can afford. Find out which characters would qualify for a mortgage on their fictional home.

First-Time Home Buyers Guide: Finding The Perfect House

Shopping for a home that fits your needs and budget can be an exciting and stressful experience -- especially for first time home buyers. Planning ahead will help settle your nerves.

Try To Guess The Mortgage Payment On J. Law’s $7 Million Mansion

Here’s a look at how Jennifer Lawrence might have financed her recent home purchase, and how much she might pay each month given today's mortgage rates.

What Is A Mortgage Loan & How To Get Approved

Brief, simple-to-understand explanation of a mortgage and how to get approved. Real-life examples included, plus access to instant rate quotes.

Loan-Level Pricing Adjustments (LLPA): A Complete Guide For Mortgage Borrowers

The loan-level pricing adjustment (LLPA) system raises mortgage rates for conventional mortgage borrowers. How LLPAs work, and how to reduce your costs.

Plenty Of Low Downpayment Programs Available To Buyers

In today's market, large downpayments are optional. Here are six popular programs that are helping buyers get into a home with very little upfront expense.

How Much House Can I Afford, Comfortably?

Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.

Divorce And Mortgage : Your Options When Separating

There are time-proven ways to handle your mortgage during a divorce. These options will help both parties to come to a mutually-agreeable solution.

5 Steps To Take Before Making An Offer

Home buyers find better homes at lower mortgage rates when they follow a checklist of pre-shopping best practices

What Is A Mortgage Refinance, In Plain English

How to refinance a mortgage, plus explanations of "special" programs such as HARP, FHA Streamline Refinance, VA IRRRL. Get today's rates which are below four percent for many U.S. borrowers.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

4 Home Repair Skills Every Homeowner Can Learn To Make

Homeowners can't call the landlord when something needs fixing; and learning to make the basic fixes can help you be a better homeowner.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)