Posts Covering About Mortgages

Simple Mortgage Definitions : Loan-To-Value (LTV)

Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

First-Time Home Buyers Guide: Using A Real Estate Agent

With a skilled real estate agent on your side, you'll get better "deals". Even better, the service is free -- real estate agents are paid by the sellers.

Buying A House Without A Lot Of Cash

Today's mortgage programs have reduced the amount of money you need to buy a home. Here's how much you will likely pay in upfront home-buying costs.

Divorce And Mortgage : Your Options When Separating

There are time-proven ways to handle your mortgage during a divorce. These options will help both parties to come to a mutually-agreeable solution.

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

Getting A Loan On A Manufactured Home

Manufactured home loans are a bit tougher to find in today's market. But they do exist, and financing terms might be simpler than you imagine.

All About Mortgage Escrow Accounts For Mortgages

Escrowing your taxes and insurance reduces your lender's risk, and can earn you a lower, better mortgage rate quote. Escrows can also simplify your life.

Negotiating A Better Mortgage Rate For Your Home

Mortgage laws have changed which makes it harder to pit lenders against one another. When you're looking for the absolute lowest rate, how do you find it?

How Do I Get Today’s “Real” Mortgage Rates?

There are tens of mortgage rate surveys online, and they all show different interest rates. Which are the best, and which should you ignore?

Ask These 6 Mortgage Questions Before Buying A Home

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

5 Ways To Borrow Your Mortgage Down Payment For A Home

Saving for a downpayment isn't the only way to raise those funds. You can borrow a portion of the required money down, and get into a home sooner.

5 Things To Know About Mortgages When You Buy A Home

Nervous about getting a mortgage? You're not alone. For some, applying for a mortgage is as stressful as seeing the dentist. It doesn't have to be that way.

Is It Better To Rent Than To Buy A Home?

Should you rent a home, or buy one? With mortgage rates low, the argument to "buy" is strong. But what are the risks? Read more, and get today's rates.

5 Things A Truly Great Mortgage Lender Does

There are hundreds of thousands of licensed mortgage loan officers nationwide. The great ones, though, distinguish themselves pretty clearly.

Simple Mortgage Definitions: Rent-To-Own / Lease Option

When you want to buy a home, but cannot be mortgage-qualified, you can look at the Rent-to-Own program. More on the program, explained in Plain English.

Don’t Use APR To Shop For A Mortgage

A surprising look at how the government-recommended method of mortgage rate shopping is fundamentally flawed.

Buying A Home With A Boyfriend, Girlfriend, Partner, Or Friend

Important advice for buying a home with a boyfriend, girlfriend, or partner. Read more and get today's live mortgage rates.

First-Time Home Buyers Guide: Finding The Perfect House

Shopping for a home that fits your needs and budget can be an exciting and stressful experience -- especially for first time home buyers. Planning ahead will help settle your nerves.

Buying A Condo With An FHA, VA, Or Conventional Loan

Home buyers are choosing condos for their convenience and affordable prices. Condominium mortgages are easy to find and come with low rates.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)