Posts Covering About Mortgages

All About Mortgage Escrow Accounts For Mortgages

Escrowing your taxes and insurance reduces your lender's risk, and can earn you a lower, better mortgage rate quote. Escrows can also simplify your life.

Don’t Use APR To Shop For A Mortgage

A surprising look at how the government-recommended method of mortgage rate shopping is fundamentally flawed.

Buying A Home With A Boyfriend, Girlfriend, Partner, Or Friend

Important advice for buying a home with a boyfriend, girlfriend, or partner. Read more and get today's live mortgage rates.

First-Time Home Buyers Guide: Finding The Perfect House

Shopping for a home that fits your needs and budget can be an exciting and stressful experience -- especially for first time home buyers. Planning ahead will help settle your nerves.

Buying A Condo With An FHA, VA, Or Conventional Loan

Home buyers are choosing condos for their convenience and affordable prices. Condominium mortgages are easy to find and come with low rates.

Survey: 5 In 10 Millennials Still Consider Downpayment A Barrier

A mortgage downpayment doesn't need to be a hard stop for today's buyer. Follow these loan program and saving strategies.

First-Time Home Buyers Guide: Using A Real Estate Agent

With a skilled real estate agent on your side, you'll get better "deals". Even better, the service is free -- real estate agents are paid by the sellers.

Plenty Of Low Downpayment Programs Available To Buyers

In today's market, large downpayments are optional. Here are six popular programs that are helping buyers get into a home with very little upfront expense.

How Much House Can I Afford, Comfortably?

Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.

When Can I Refinance My Mortgage?

There are reasons to refinance when mortgage rates are falling; and reasons to refinance when mortgage rates are rising. It's your mortgage, though. You can do it anytime.

What Is A Mortgage Refinance, In Plain English

How to refinance a mortgage, plus explanations of "special" programs such as HARP, FHA Streamline Refinance, VA IRRRL. Get today's rates which are below four percent for many U.S. borrowers.

What Is A Mortgage Loan & Ways To Get Approved

Brief, simple-to-understand explanation of a mortgage and how to get approved. Real-life examples included, plus access to instant rate quotes.

How Much Home Can You Afford?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

No, You Don’t Actually “Skip” A Mortgage Payment When You Refinance

How to refinance your mortgage, and why you don't get to "skip" a payment as part of the process. Review loan options and get a complimentary rate quote.

Simple Mortgage Definitions : Loan-To-Value (LTV)

Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

Simple Mortgage Definitions : Title Insurance

All about title insurance including how it works and which types of coverage homeowners require. Shop for the today's mortgage rates, too.

How To Avoid Paying Private Mortgage Insurance (PMI)

All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.

Simple Mortgage Definitions : Mortgage Escrow And PITI

Learn to calculate your mortgage escrow and PITI, then see for which mortgage programs you may qualify. Mortgage rates available, too.

Simple Mortgage Definitions : Debt-To-Income (DTI)

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)