Posts Covering About Mortgages

Negotiating A Better Mortgage Rate For Your Home

Mortgage laws have changed which makes it harder to pit lenders against one another. When you're looking for the absolute lowest rate, how do you find it?

5 Things A Truly Great Mortgage Lender Does

There are hundreds of thousands of licensed mortgage loan officers nationwide. The great ones, though, distinguish themselves pretty clearly.

Bank Statements: 3 Things Mortgage Lenders Don’t Want To See

Bank statements say a lot about a mortgage applicant. Check for 3 common issues when turning your account paperwork in to your lender.

There’s No Rule Against Re-Applying For A Mortgage

Don't give up if your mortgage application is turned down. You might be very close to an approval. Ways to try again.

First-Time Home Buyers Guide: Finding The Perfect House

Shopping for a home that fits your needs and budget can be an exciting and stressful experience -- especially for first time home buyers. Planning ahead will help settle your nerves.

How Much Home Can You Afford?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

When Can I Refinance My Mortgage?

There are reasons to refinance when mortgage rates are falling; and reasons to refinance when mortgage rates are rising. It's your mortgage, though. You can do it anytime.

Explaining Mortgage Discount Points In Plain English

Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates.

Buying a Home: Meet (Or Beat) Your Closing Date

Be proactive as a home buyer. Put strategies in place to speed the home buying process, and meet your agreed-upon closing date.

How To Avoid Paying Private Mortgage Insurance (PMI)

All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.

Simple Mortgage Definitions : Loan-To-Value (LTV)

Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

First-Time Home Buyers Guide: Using A Real Estate Agent

With a skilled real estate agent on your side, you'll get better "deals". Even better, the service is free -- real estate agents are paid by the sellers.

Buying A House Without A Lot Of Cash

Today's mortgage programs have reduced the amount of money you need to buy a home. Here's how much you will likely pay in upfront home-buying costs.

Divorce And Mortgage : Your Options When Separating

There are time-proven ways to handle your mortgage during a divorce. These options will help both parties to come to a mutually-agreeable solution.

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

Getting A Loan On A Manufactured Home

Manufactured home loans are a bit tougher to find in today's market. But they do exist, and financing terms might be simpler than you imagine.

All About Mortgage Escrow Accounts For Mortgages

Escrowing your taxes and insurance reduces your lender's risk, and can earn you a lower, better mortgage rate quote. Escrows can also simplify your life.

How Do I Get Today’s “Real” Mortgage Rates?

There are tens of mortgage rate surveys online, and they all show different interest rates. Which are the best, and which should you ignore?

Ask These 6 Mortgage Questions Before Buying A Home

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)