Posts Covering About Mortgages

Low- And No-Downpayment Mortgage Options For First-Time And Repeat Buyers

There are plenty of low- and zero-downpayment mortgages for today's home buyers. Analysis of the available programs, updated for 2015; plus, complimentary qualifying rate quotes.

Refinance Mortgage Rates (FHA, HARP, VA, Cash Out)

How to refinance a mortgage, plus explanations of "special" programs such as HARP, FHA Streamline Refinance, VA IRRRL. Get today's rates which are below four percent for many U.S. borrowers.

Simple Mortgage Definitions : Pre-Qualification And Pre-Approval

Buying a home? You'll need a pre-approval letter. Sellers won't think you're serious without it. Get a no-cost letter here, plus today's rates which are now near the lowest of all-time.

Simple Mortgage Definitions : Discount Points

Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates which are now approaching all-time lows.

Simple Mortgage Definitions : Loan-To-Value (LTV)

Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

How Much Home Can You Afford At Today’s Mortgage Rates?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

The Guide To Understanding Your Mortgage Good Faith Estimate (GFE)

The Good Faith Estimate, described in detail. Plus, tips for using a GFE to negotiate better loan terms and a cheaper rate. Complimentary quotes available.

Simple Mortgage Definitions : Mortgage Escrow And PITI

Learn to calculate your mortgage escrow and PITI, then see for which mortgage programs you may qualify. Mortgage rates available, too.

Mortgage 101: What It Is, Getting Approved, & Today’s Mortgage Rates

Brief, simple-to-understand explanation of a mortgage and how to get approved. Real-life examples included, plus access to instant rate quotes.

Simple Mortgage Definitions : Debt-To-Income (DTI)

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

Which Is Better In Today’s Market — Fixed-Rate Mortgages Or Adjustable-Rate Mortgages?

How to choose between a fixed-rate mortgage (FRM) and an adjustable-rate mortgage (ARM), plus access to mortgage rates for both.

Simple Mortgage Definitions : Good Faith Estimate

About the Good Faith Estimate (GFE), including how they work and how to use them. Use today's GFE to help compare rates among lenders. Get free rate quotes.

Simple Mortgage Definitions : Title Insurance

All about title insurance including how it works and which types of coverage homeowners require. Shop for the today's mortgage rates, too.

Simple Mortgage Definitions : Homeowners Insurance

All about homeowners insurance including how it works and which types of coverage homeowners require. Shop for today's mortgage rates, too.

Get A Faster Mortgage Payoff Without Changing Your Monthly Payment

Amortization schedules favor the bank. Turn them in your favor. Use these prepayment tips to pay your 30-year mortgage down faster.

2015 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)