Posts Covering About Mortgages
July 17, 2015 in About Mortgages
There are plenty of low- and zero-downpayment mortgages for today's home buyers. Analysis of the available programs, updated for 2015; plus, complimentary qualifying rate quotes.
July 15, 2015 in About Mortgages
All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.
July 2, 2015 in About Mortgages
How to refinance your mortgage, and why you don't get to "skip" a payment as part of the process. Review loan options and get a complimentary rate quote.
June 21, 2015 in About Mortgages
Learn to calculate your mortgage escrow and PITI, then see for which mortgage programs you may qualify. Mortgage rates available, too.
June 19, 2015 in About Mortgages
A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
May 25, 2015 in About Mortgages
Important advice for buying a home with a boyfriend, girlfriend, or partner. Read more and get today's live mortgage rates.
May 13, 2015 in About Mortgages
Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.
May 7, 2015 in About Mortgages
How to refinance a mortgage, plus explanations of "special" programs such as HARP, FHA Streamline Refinance, VA IRRRL. Get today's rates which are below four percent for many U.S. borrowers.
April 25, 2015 in About Mortgages
Buying a home? You'll need a pre-approval letter. Sellers won't think you're serious without it. Get a no-cost letter here, plus today's rates which are now near the lowest of all-time.
April 16, 2015 in About Mortgages
8 behaviors to should avoid while your mortgage approval is in-process. A detailed list, plus access to today's live mortgage rate quotes, which are now near their lowest of all-time.
April 10, 2015 in About Mortgages
There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.
March 31, 2015 in About Mortgages
Analysis on the Annual Percentage Rate (APR) formula used by mortgage lenders, and how to turn it to your advantage. Mortgage rate quotes today are at their lowest in several weeks.
March 18, 2015 in About Mortgages
The Good Faith Estimate, described in detail. Plus, tips for using a GFE to negotiate better loan terms and a cheaper rate. Complimentary quotes available.
February 13, 2015 in About Mortgages
Make your own mortgage calculator for use with Microsoft Excel, Mac Numbers, or Google Docs using these built-in formulas, plus today's live mortgage rates.
January 18, 2015 in About Mortgages
Brief, simple-to-understand explanation of a mortgage and how to get approved. Real-life examples included, plus access to instant rate quotes.
January 14, 2015 in About Mortgages
Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.
November 11, 2014 in About Mortgages
How to choose between a fixed-rate mortgage (FRM) and an adjustable-rate mortgage (ARM), plus access to mortgage rates for both.
June 1, 2014 in About Mortgages
All about homeowners insurance including how it works and which types of coverage homeowners require. Shop for today's mortgage rates, too.
May 10, 2013 in About Mortgages
Amortization schedules favor the bank. Turn them in your favor. Use these prepayment tips to pay your 30-year mortgage down faster.
November 25, 2012 in About Mortgages
Has your home value dropped but not your real estate tax bill? File an appeal. More than 50% homeowners win. Here's how to do it.
April 24, 2009 in About Mortgages
The settlement statement Prepaid Items section confuses people. A "prepaid item" is exactly what its name implies -- a payment related to the mortgage, collected before the payment's actual due date.
October 23, 2007 in About Mortgages
First, a definition: (Home Equity) = (Value of Home) - (Amount Owed On Home) There are two ways that equity is created: The homeowner pays down the principal balance on the mortgage. The home's value increases because of appreciation But just because both methods increase the equity position in a...
2015 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)