Posts Covering About Mortgages

When Can I Refinance My Mortgage?

There are reasons to refinance when mortgage rates are falling; and reasons to refinance when mortgage rates are rising. It's your mortgage, though. You can do it anytime.

What Is A Mortgage Refinance, In Plain English

How to refinance a mortgage, plus explanations of "special" programs such as HARP, FHA Streamline Refinance, VA IRRRL. Get today's rates which are below four percent for many U.S. borrowers.

What Is A Mortgage Loan & Ways To Get Approved

Brief, simple-to-understand explanation of a mortgage and how to get approved. Real-life examples included, plus access to instant rate quotes.

How Much Home Can You Afford?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

No, You Don’t Actually “Skip” A Mortgage Payment When You Refinance

How to refinance your mortgage, and why you don't get to "skip" a payment as part of the process. Review loan options and get a complimentary rate quote.

Simple Mortgage Definitions : Loan-To-Value (LTV)

Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

Simple Mortgage Definitions : Title Insurance

All about title insurance including how it works and which types of coverage homeowners require. Shop for the today's mortgage rates, too.

How To Avoid Paying Private Mortgage Insurance (PMI)

All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.

Simple Mortgage Definitions : Mortgage Escrow And PITI

Learn to calculate your mortgage escrow and PITI, then see for which mortgage programs you may qualify. Mortgage rates available, too.

Simple Mortgage Definitions : Debt-To-Income (DTI)

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

Preparing For Your Real Estate Purchase Closing

Your guide to buying a home and being ready for your closing, including "What to Bring" and why you should never bring a personal check to a settlement.

4 Conventional Loans With Low Down Payments

When you want to make a low down payment, conventional mortgages can be less expensive and easier to access than FHA, VA, or USDA loans.

Double Your Mortgage Buying Power With A Friend Or Relative

Increase your home buying power by pooling your resources with a friend or relative. But, proceed wisely when entering into this arrangement.

10 Ways To Qualify For A Mortgage (Even If You Think You Can’t)

Application "strong points," called compensating factors, can get you approved for a mortgage, even when it seems unlikely.

5 Nosy Questions To Expect From Your Mortgage Lender

Your mortgage lender is going to ask a lot of questions as part of its home loan application. Some of the questions might seem nosy -- and downright rude.

Private Mortgage Insurance (PMI) Is Neither “Good” Nor “Bad”

Not sure whether you want to put 20% down on a home? It's okay if you don't. Frank talk about private mortgage insurance (PMI) and how it can help you buy.

8 Ways To Get A Mortgage Approved (And Not Mess It Up)

It's easier than ever to get a mortgage loan approved, but certain behaviors can ruin your loan-in-process. A detailed list, plus access to today's rates.

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

6 Low or No Down Payment Mortgage Options for 2016

An updated list of low- and no-downpayment mortgages available to today's home buyers. Updated for 2016. Includes access to today's live mortgage rates.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)