Posts Covering About Mortgages

Ask These 6 Mortgage Questions Before Buying A Home

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

2016 Mortgage Loan Limits For Conforming Loans Now Available

Fannie Mae and Freddie Mac released conforming loan limits for 2016, by county. A lookup chart by U.S. county, plus analysis and live mortgage rate quotes.

Simple Mortgage Definitions: Rent-To-Own / Lease Option

When you want to buy a home, but cannot be mortgage-qualified, you can look at the Rent-to-Own program. More on the program, explained in Plain English.

What You Absolutely Need To Know About Mortgages And Buying A Home

Nervous about getting a mortgage? You're not alone. For some, applying for a mortgage is as stressful as seeing the dentist. It doesn't have to be that way.

Low- and No-Downpayment Mortgage Programs Allowing Less Than 20% Downpayment

An updated list of low- and no-downpayment mortgages available to today's home buyers. Analysis of the loans, plus access to their specific interest rates.

Buying A Home With A Boyfriend, Girlfriend, Partner, Or Friend

Important advice for buying a home with a boyfriend, girlfriend, or partner. Read more and get today's live mortgage rates.

Homeowners Flock To Refinance Loans With Mortgage Rates Under 4%

Ultra-low rates lower mortgage payments. How to refinance your loan, plus access to reduced-paperwork loans including HARP 2, FHA Streamline Refinance, VA IRRRL.

Simple Mortgage Definitions : Homeowners Insurance

All about homeowners insurance including how it works and which types of coverage homeowners require. Shop for today's mortgage rates, too.

Mortgage 101: What It Is, Getting Approved, & Today’s Mortgage Rates

Brief, simple-to-understand explanation of a mortgage and how to get approved. Real-life examples included, plus access to instant rate quotes.

How REALTORS┬« Can Comply With TRID, The “Know Before You Owe” Rule

With TRID rules requiring buyers to wait 3 days between receiving a final closing cost statement and going to closing, how to avoid unnecessary delays.

Using Seller Concessions To Reduce Closing Costs

Did you know you ask a home seller to pay up to 9% of your closing costs, and it's allowed by your lender? Available for FHA, VA, USDA, Conventional & Jumbo loans.

Private Mortgage Insurance (PMI) Is Neither “Good” Nor “Bad”

Not sure whether you want to put 20% down on a home? It's okay if you don't. Frank talk about private mortgage insurance (PMI) and how it can help you buy.

Simple Mortgage Definitions : Mortgage Escrow And PITI

Learn to calculate your mortgage escrow and PITI, then see for which mortgage programs you may qualify. Mortgage rates available, too.

“Team Players” Close Their Mortgage Loans Faster

Treat your mortgage approval like a job, and be good to your team. Tips on playing well with others to get to closing faster. Practical advice you can use.

Is It Better To Rent Than To Buy A Home?

Should you rent a home, or buy one? With mortgage rates low, the argument to "buy" is strong. But what are the risks? Read more, and get today's rates.

Simple Mortgage Definitions : Title Insurance

All about title insurance including how it works and which types of coverage homeowners require. Shop for the today's mortgage rates, too.

Simple Mortgage Definitions : Debt-To-Income (DTI)

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

Preparing For Your Real Estate Purchase Closing

Your guide to buying a home and being ready for your closing, including "What to Bring" and why you should never bring a personal check to a settlement.

Mortgage Rates vs APR: How To Get Your Best Mortgage Deal

Analysis on the Annual Percentage Rate (APR) formula used by mortgage lenders, and how to turn it to your advantage. Mortgage rate quotes today are their lowest in 9 weeks.

How To Avoid Paying Private Mortgage Insurance (PMI)

All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.

2015 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)