Posts Covering About Mortgages

Plenty Of Low Downpayment Programs Available To Buyers

In today's market, large downpayments are optional. Here are six popular programs that are helping buyers get into a home with very little upfront expense.

What Is A Mortgage Refinance, In Plain English

How to refinance a mortgage, plus explanations of "special" programs such as HARP, FHA Streamline Refinance, VA IRRRL. Get today's rates which are below four percent for many U.S. borrowers.

Loan-Level Pricing Adjustments (LLPA): A Complete Guide For Mortgage Borrowers

The loan-level pricing adjustment (LLPA) system raises mortgage rates for conventional mortgage borrowers. How LLPAs work, and how to reduce your costs.

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

Buying a Home: Meet (Or Beat) Your Closing Date

Be proactive as a home buyer. Put strategies in place to speed the home buying process, and meet your agreed-upon closing date.

Best Way To Refinance: Avoid These 6 Mistakes

Refinance applicants can reduce their costs by avoiding mistakes during the application process. This is the best way to refinance.

Don’t Use APR To Shop For A Mortgage

A surprising look at how the government-recommended method of mortgage rate shopping is fundamentally flawed.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

First Time Home Buyer : The Late-2016 Guide to Buying a Home

A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.

4 Home Repair Skills Every Homeowner Can Learn To Make

Homeowners can't call the landlord when something needs fixing; and learning to make the basic fixes can help you be a better homeowner.

How Much House Can I Afford, Comfortably?

Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.

Negotiating A Better Mortgage Rate For Your Home

Mortgage laws have changed which makes it harder to pit lenders against one another. When you're looking for the absolute lowest rate, how do you find it?

5 Things A Truly Great Mortgage Lender Does

There are hundreds of thousands of licensed mortgage loan officers nationwide. The great ones, though, distinguish themselves pretty clearly.

Bank Statements: 3 Things Mortgage Lenders Don’t Want To See

Bank statements say a lot about a mortgage applicant. Check for 3 common issues when turning your account paperwork in to your lender.

There’s No Rule Against Re-Applying For A Mortgage

Don't give up if your mortgage application is turned down. You might be very close to an approval. Ways to try again.

First-Time Home Buyers Guide: Finding The Perfect House

Shopping for a home that fits your needs and budget can be an exciting and stressful experience -- especially for first time home buyers. Planning ahead will help settle your nerves.

How Much Home Can You Afford?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

When Can I Refinance My Mortgage?

There are reasons to refinance when mortgage rates are falling; and reasons to refinance when mortgage rates are rising. It's your mortgage, though. You can do it anytime.

Explaining Mortgage Discount Points In Plain English

Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates.

How To Avoid Paying Private Mortgage Insurance (PMI)

All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)