Posts Covering About Mortgages

Cash-Out Refinance Vs Home Equity Loan: The Better Deal Might Surprise You

If you need money today, you;re lucky. Today's cash-out refinance rates and cheap home equity financing make borrowing a bargain. But which loan is the cheaper choice for you?

Simple Mortgage Definitions : Mortgage Escrow And PITI

Learn to calculate your mortgage escrow and PITI, then see for which mortgage programs you may qualify. Mortgage rates available, too.

Divorce And Mortgage : Your Options When Separating

There are time-proven ways to handle your mortgage during a divorce. These options will help both parties to come to a mutually-agreeable solution.

Buying A House Without A Lot Of Cash

Today's mortgage programs have reduced the amount of money you need to buy a home. Here's how much you will likely pay in upfront home-buying costs.

How Much House Can I Afford, Comfortably?

Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.

ARM Mortgage in 2017: No Longer The Wallflowers

96% of mortgage shoppers opt for a fixed-rate mortgage. But that could change as interest rates rise and homeowners want very low mortgage rates provided by an ARM mortgage.

5/1 ARM OR 15 Year Fixed? What’s Better In 2017?

When mortgage rates are on the increase, should you choose a 5/1 ARM (adjustable rate mortgage) or a 15-year fixed-rate loan? Both have advantages and drawbacks you should consider.

How Can I Avoid A Home Appraisal When I Apply For A Mortgage?

The home appraisal adds extra time and cost to a home purchase or refinance. Fortunately, not all mortgages require them.

Can I Get A Mortgage In 2017 If I Was Turned Down Last Year?

Happy New Year! Getting A Mortgage In 2017 If you tried unsuccessfully to buy or refinance in 2016, you may have a better shot this year. The higher mortgage interest rates that are scaring some off may be good news for borderline home loan applicants. When mortgage lenders were completely busy during the refinance boom, […]

Ask These 6 Mortgage Questions Before Buying Your First Home

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

How Much Home Can You Afford?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

Single Women Homebuyers: Your Guide To Getting It Right

Single women have a lot of home-buying power. Here's how to exercise yours and get what you want.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

Qualifying For A Mortgage: What Mortgage Lenders Don’t Consider

As an applicant, qualifying for a mortgage can be an unnerving experience. Home lenders seem to probe every corner of your life. What are they looking for?

What Could You Do With The Savings From A 15 Year Mortgage?

The 15 year mortgage is worth considering. Not only are interest rates lower for this program; you'll pay less because you're borrowing for half the time.

Buy A Duplex, Triplex Or Fourplex And Let Your Tenants Pay Your Mortgage

If you buy a duplex, triplex or four-plex and rent out the extra units, your tenants can help you pay for your home. Why not combine homeownership and investment in one purchase?

Can You Buy A House While In Credit Counseling?

Can you buy a house while in credit counseling? Yes, and this post tells you how.

6 Low or No Down Payment Mortgage Options for 2017

An updated list of low- and no-downpayment mortgages available to today's home buyers. Updated for 2017. Includes access to today's live mortgage rates.

Most Expensive Cities: Strategies For Buying In High-Priced Markets

Home loans in the most expensive cities are more difficult to get because many lenders consider them riskier. Prepare in advance and get pre-approved for your mortgage before you go shopping in the most expensive cities.

Should You Retire With A Mortgage? Or Pay It Off First?

A mortgage won't ruin your retirement. In fact, you might come out ahead by not paying off that debt so you can invest elsewhere.

2017 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)