Posts Covering About Mortgages

Lock Your Mortgage Rate Longer During The Holidays

Mortgage applications take longer to close during the holidays. Lock your loan longer, and follow these strategies to close your loan sooner.

HomeReady® Mortgage: Real Life Success Stories

Fannie Mae's HomeReady program has helped thousands of unlikely buyers purchase homes. Why not you?

Can Airbnb Wreck Your Refinance Mortgage?

A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly. Here's why.

Mortgage With A Chapter 13 Bankruptcy

You can qualify for a mortgage with a chapter 13 bankruptcy in your recent past. Even if you're still in bankruptcy in some cases. Here's how.

How To Avoid Paying Private Mortgage Insurance (PMI)

All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

Simple Mortgage Definitions: Rent-To-Own / Lease Option

When you want to buy a home, but cannot be mortgage-qualified, you can look at the Rent-to-Own program. More on the program, explained in Plain English.

Ask These 6 Mortgage Questions Before Buying Your First Home

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

How Do I Get Today’s “Real” Mortgage Rates?

There are tens of mortgage rate surveys online, and they all show different interest rates. Which are the best, and which should you ignore?

Boomerang Buyers Can Get A Mortgage After Deed In Lieu Of Foreclosure

So, can you get a new mortgage after a deed in lieu of foreclosure? In many cases, you can. Here are the programs you may use, and what it takes to get approved.

Can You Get A Mortgage With Fair Credit?

Many people with fair credit think they can't get a mortgage. But there is some good news: You can get a mortgage with fair credit.

Buying A Condo With An FHA, VA, Or Conventional Loan

Home buyers are choosing condos for their convenience and affordable prices. Condominium mortgages are easy to find and come with low rates.

How Often Can I Refinance My Mortgage?

How often can I refinance my mortgage? If you want to know how soon you can refinance after closing on a loan, we have your answers.

How Much Home Can You Afford?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

Plenty Of Low Downpayment Programs Available To Buyers

In today's market, large downpayments are optional. Here are six popular programs that are helping buyers get into a home with very little upfront expense.

What Is A Mortgage Refinance, In Plain English

How to refinance a mortgage, plus explanations of "special" programs such as HARP, FHA Streamline Refinance, VA IRRRL. Get today's rates which are below four percent for many U.S. borrowers.

Loan-Level Pricing Adjustments (LLPA): A Complete Guide For Mortgage Borrowers

The loan-level pricing adjustment (LLPA) system raises mortgage rates for conventional mortgage borrowers. How LLPAs work, and how to reduce your costs.

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

Buying a Home: Meet (Or Beat) Your Closing Date

Be proactive as a home buyer. Put strategies in place to speed the home buying process, and meet your agreed-upon closing date.

Best Way To Refinance: Avoid These 6 Mistakes

Refinance applicants can reduce their costs by avoiding mistakes during the application process. This is the best way to refinance.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)