Posts Covering About Mortgages

6 Low or No Down Payment Mortgage Options for 2017

An updated list of low- and no-downpayment mortgages available to today's home buyers. Updated for 2017. Includes access to today's live mortgage rates.

Should You (Can You) Switch Mortgage Lenders?

If you switch mortgage lenders during an application, you may be concerned about the effect it would have on your credit. Don't worry; switching the righ way won't harm your credit or loan application much.

How the Mortgage Interest Deduction Helps Homeowners

The mortgage interest deduction makes homeownership more affordable for those who itemize their deductions on a Schedule A. Here's how the mortgage interest deduction helps you, and why it's probably not going away any time soon.

Mortgage Application: Do You Have To Read EVERYTHING?

When you make a mortgage application, you sign a lot of documents. Here's what you need to know before you put pen to paper.

Fannie Mae Loans Vs. Freddie Mac Loans: What’s The Difference?

Fannie Mae and Freddie Mac are big players in the mortgage industry. Who are they and how do they affect what the mortgage rate you pay?

Low Income? Your Mortgage Lender Might Approve Your Loan Anyway

Low-income home loans are gaining popularity in today's market. Here's why you can buy a home even if you don't have a sky-high income.

Can Airbnb Wreck Your Refinance Mortgage?

A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly. Here's why.

Five Keys To A More “Approvable” Mortgage Application

The mortgage application process is neither mysterious nor alarming. These five simple steps will help you complete the process successfully and enjoy a smooth closing of your home purchase or refinance.

Single Women Homebuyers: Your Guide To Getting It Right

Single women have a lot of home-buying power. Here's how to exercise yours and get what you want.

How Can I Avoid A Home Appraisal When I Apply For A Mortgage?

The home appraisal adds extra time and cost to a home purchase or refinance. Fortunately, not all mortgages require them.

What’s The Best Way To Pay Mortgage Refinance Closing Costs?

Your mortgage refinance comes at a cost, even if you don't see it. There are several ways to pay to refinance your home loan, and we'll show you the pros and cons of them here.

All About Mortgage Reserves For Your Home Loan Approval

Mortgage reserves are funds that you will have after closing that will be available to make your payments if your income stops temporarily or you have an unexpected financial emergency. But hoe much do you need to get approved for a mortgage?

Should You Get Out Of Your ARM Mortgage Now?

It's no secret; mortgage interest rates are rising. So, it it time to get out of your ARM and refinance?

Plain English Guide To Terms You’ll Hear From Your Loan Officer

Your loan officer might be speaking another language as far as you're concerned. But mortgage lending is easy to understand once we decode these terms for you.

Foreign National Mortgage For Non-US Citizens

You can buy and finance property in the United States, even if you're not a citizen. The foreign national mortgage takes many forms, from government-backed loans like FHA to private financing for non-residents.

Paying Mortgage Points: What’s The Point?

Mortgage points affect the interest rate you get when you finance a home. When is it smart to pay points, and when should you avoid them?

Ask These 6 Mortgage Questions Before Buying Your First Home

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

First Time Home Buyer : The Early-2017 Guide to Buying a Home

A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

9 Ways To Keep Your Mortgage Payments Low

Home affordability depends on your mortgage payment. Here are several ways to keep your mortgage payment as low as possible.

2017 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)