Recent News

Zero-Down USDA Home Loans vs FHA vs Conventional 97

How do USDA loan costs compare to other loan types? It turns out these loans are some of the most affordable mortgages in the market today.

VA Loans: Surviving Spouses Also Get 100% Financing, Lower Rates

The VA mortgage has helped thousands of surviving spouses shore up finances and reduce homeownership costs.

“Real” Home Price Gains Might Be Much Lower Than You Think

Case-Shiller Index reports home values surpassed their 2006 best. But what is "real" home appreciation, and how does that affect buyers?

Are Mortgage Brokers Obsolete?

Do mortgage brokers still have a place in American real estate financing? Or did the housing crisis a few years ago make it clear they have outlived their usefulness?

March 2017 Mortgage Rates Forecast (FHA, VA, USDA, Conventional)

Mortgage rates will move based on key events in March. The Fed meeting, the Jobs Report, and President Trump's ever-forming policy will move markets this month.

Mortgage Rates Today, March 1, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bod price drop and rates increase. When the economy pulls back, interest rates tend to drop.

Is A Jumbo Mortgage Better Than A Conforming Home Loan?

Today's jumbo mortgage rates are similar to those of standard conforming loans. But, they come with a different set of rules. Will you qualify?

USDA Home Loans: Zero-Down Mortgages For Rural And Suburban Buyers

USDA home loans for rural home buyers are zero-down mortgages with flexible underwriting. Even buyers who have been turned down for other programs might qualify.

Mortgage Rates Today, February 28, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bod price drop and rates increase. When the economy pulls back, interest rates tend to drop.

Mortgage Down Payment: Giving Up Lattes Only Goes So Far

You don't have to give up your morning latte to save a mortgage down payment. Here are a few low-top-no mortgage down payment options to help you buy a house.

Is The Housing Market Finally Cooling?

Buyers are out in force, but the Pending Home Sales Index hints of a cooling market. What's going on? Analysis and market predictions.

FHA Home Loan: A Smart Choice When Rates Are Rising

The FHA home loan offers unique advantages when rates are rising. Assumability and the lack of risk-based pricing adjustments can help you buy a house you otherwise wouldn't qualify to finance.

ARM Indexes: Which One Is The Best?

ARM indexes tell you what can happen to your mortgage when its introductory period expires and the rate begins resetting. When shopping for a home loan, you want to pick the best combination of index, margin and caps.

All Signs Point To Record-Fast Home Sales In Summer 2017

Median Days on Market still ultra-low as homes sell in less than a week in many U.S. cities. "You snooze, you lose", as they say. Analysis and commentary.

The Single Mother’s Guide To Becoming A Homeowner

Single moms can sometimes have it rough trying to raise their children by themselves and pay the bills. But these mortgage programs can help them become homeowners.

Moving? Consider One Of The Nation’s Most Affordable Cities

Nationwide affordability is at historical highs. However, extremes exist. If you plan to move, consider potential income and housing prices.

Using FHA To Refinance When You Have Very Little Equity

Get access to today's ultra-low rates, no matter which type of loan you are refinancing. Even HARP-ineligible homeowners could use a standard FHA refinance.

How ARM Rates Help You Get More Home When Fixed Rates Keep Rising

Lower ARM rates can help you qualify for a bigger mortgage and a better house. ARMs can be fixed for up to ten years, so there is probably an ARM that minimizes your risk and saves you money.

Buyers Of New Homes Could Gain The Upper Hand In 2017

New construction homes are selling fast. But inventory is up, and builders plan to build even more in 2017. Could negotiation power shift to buyers?

Streamline Refinance – FHA Streamline Refinance Guidelines & Rates

Are you FHA Streamline Refinance eligible? Use this easy-to-follow format. Updated for newest changes to FHA MIP. Today's FHA rate quotes available.