Recent News

Can I Get A Mortgage In 2017 If I Was Turned Down Last Year?

Happy New Year! Getting A Mortgage In 2017 If you tried unsuccessfully to buy or refinance in 2016, you may have a better shot this year. The higher mortgage interest rates that are scaring some off may be good news for borderline home loan applicants. When mortgage lenders were completely busy during the refinance boom, […]

HARP Refinance Is “Not A Scam”, Says Government; Program Ends In 2017

The Home Affordable Refinance Program (HARP) expires at the end of 2017, and the government wants you to know that you may be eligible to refinance today.

2017 VA Loan Residual Income Guidelines For All 50 States And The District Of Columbia

Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.

Will We Get Lower FHA Mortgage Insurance Premiums In 2017?

FHA mortgage insurance premiums, or MIP, were created to reimburse mortgage lenders when borrowers default. nNw the fund has a surplus, so consumers might get lower mortgage insurance in 2017.

Staging Your Home Helps It Sell 73% Faster, On Average

Selling your home? Make sure you stage it for sale. Staged homes sell 73% faster than non-staged homes; and sell at higher prices, too. Here's how to do it.

Ask These 6 Mortgage Questions Before Buying Your First Home

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

Conventional Loan Home Buying Guide For 2017

More than 60% of home buyers use a conventional loan; it's not hard to see why. Low rates and three-percent-down options are fueling the loan's popularity.

How Much Home Can You Afford?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

First-Time Home Buyers Guide: Picking The Right Mortgage Program

This guide for first-timehome buyers covers choosing the mortgage loan which best fits your financial and emotional needs.

Zero-Down USDA Home Loans vs FHA vs Conventional 97

How do USDA loan costs compare to other loan types? It turns out these loans are some of the most affordable mortgages in the market today.

Solve These 3 Problems And Improve Your Credit Score Fast In 2017

There are several ways to improve an ugly credit score, and some work fairly quickly. The methods you use depend on why you have a bad FICO in the first place.

January 2017 Mortgage Rates Forecast (FHA, VA, USDA, Conventional)

January will remain volatile for mortgage rates, with the Fed meeting, Jobs Report, and news about the incoming administration. What to watch for this month.

Low- and No-Money-Down Mortgages For 2017

There are many mortgage programs for buyers who want no-money-down home loans, or loans requiring just a small downpayment. This is a review of 8 of them.

Will A Trump Administration Cause Rates To Rise?

Will the Trump administration kill the housing market? Some experts believe a serious increase in mortgage rates, lower home sales and slashed real estate values are in our future.

Single Women Homebuyers: Your Guide To Getting It Right

Single women have a lot of home-buying power. Here's how to exercise yours and get what you want.

30 Months Straight: VA Mortgage Rates Are The Lowest

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

How To Rush Your Mortgage To The Closing Table

When you close on your mortgage in 30 days or fewer, you can get access to lower mortgage rates than the general population. Here's how to close quickly.

First-Time Home Buyer’s Guide: Making A Downpayment

This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage.

Pending Home Sales Foreshadow Strong 2017 Housing Market

For the 31st straight month, the Pending Home Sales Index bested its benchmark reading of 100. It's no wonder home prices continue to rise nationwide.