Recent News

My Home Didn’t Appraise For Its Purchase Price. Now What?

What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).

Fed Meeting : How Mortgage Rates Will Change By Week’s End

The Federal Reserve meeting adjourns Wednesday and, although the Fed doesn't set mortgage rates, its rhetoric and actions can influence them. Analysis and advice.

Mortgage Rates Today, March 13, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

How To Assume A VA Loan

You don't have to be a veteran to assume a VA loan. Find out why taking over someone else's VA home loan when you buy a house could get you a great mortgage rate at a low price.

How Mortgage Rates Connect To The Fed Funds Rate

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

How The Fed Affects HELOC Rates

HELOC rates are often based on the Prime rate, which is directly affected by rates set by the Federal Reserve. Here's how you can save money on a HELOC, even when rates increase.

About The Federal Reserve, The FOMC, & The Fed Funds Rate

The Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.

How To Get Married And Buy A House

When you get married and buy a house, the rules are a little different. here's what you need to know when you get hitched and get a home.

Should You Get A Mortgage From A Credit Union?

Your credit union might offer a good deal on a mortgage when you buy or refinance. Or not. Here's what you need to know about credit union mortgages, and how to get the lowest rate no matter who provides your financing.

You Can Expect A Fed Rate Hike In March, Thanks To The Jobs Report

The February Non-Farm Payrolls report all but locked in a rate hike by the Federal Reserve in March. Should you lock your mortgage rate? Insight and analysis.

Mortgage Rates Today, March 10, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

First Time Home Buyer : The Early-2017 Guide to Buying a Home

A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

Today’s Mortgage Rates Pressured By The Fed, Hot Job Market

Current mortgage rates are rising on rate-unfriendly news. Will the change direction and go lower, or continue skyward? Prediction and analysis.

Mortgage Rates Today, March 9, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

Refinance Your ARM To Another ARM?

If you have an adjustable rate mortgage that's about to reset, you're probably concerned. In a rising rate environment, ARM loan interest rates and payments can skyrocket. But you refinance your ARM to another ARM before that happens.

Study: Home Prices Are 33% Cheaper Than In 2006

A study reveals that homes are much more affordable than they were at the height of last decade's housing boom despite home value increases of late.

Young Homebuyers: What’s The Right Age To Buy A House?

Young homebuyers can get a head start on wealth-building by buying early. But there are disadvantages, too. Find out if buying a home when you're very young is the right choice for you.

Mortgage Rates Today, March 8, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

How Do I Buy A Home Using a VA Mortgage With Part-Time Income?

VA mortgages offer low interest rates and flexible guidelines for buyers & refinancing households -- including those with part-time and supplemental income.