Recent News

Are Mortgage Rates Primed For Free Fall?

Mortgage rates have risen very far, very fast. Mortgage rate shoppers could be pleasantly surprised by a coming "reverse correction".

Single Parent Homebuying Guide Part 3: Mortgage Qualifying After The Split

A single parent may have difficulty qualifying for a home mortgage after a split. Credit problems can make mortgage approval harder, and income may also be an issue.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

First-Time Home Buyer? Don’t Overlook The 5-Year ARM.

The typical first-time home buyer overpays with the 30-year fixed rate mortgage. For most, the better choice is the 5-year ARM. Read more and discover why.

3 Questions To Ask When You’re Considering An Adjustable-Rate Mortgage (ARM)

Choosing an adjustable-rate mortgage (ARM) instead of fixed-rate loan can be a great way to save money on your loan. But, is it really your best choice?

Rising Mortgage Rates Light A Fire Under Home Buyers

Rising rates are taking their toll on the U.S. home buyer. Home shoppers are buying up property as quickly as it comes on-market as costs jump.

Skip A Mortgage Payment For Holiday Expenses? If You Refinance

Holiday balances more than you can pay? Skip a mortgage payment, or even two, without hurting your credit by refinancing your mortgage.

Single Parent Homebuying Guide Part 2: Costs To Buy A Home

If you're a single parent, the costs to buy a home are a big consideration. Learn what typical home-buying costs are and how to save on them.

Single Parent Homebuying Guide Part 1: Should You Buy A Home?

If you're a single parent, you probably understand that your children may benefit from owning a family home. But is it the right decision for you?

FHA Mortgages For Investment Properties

FHA mortgage rates are attractive and program guidelines favor real estate investors looking to buy 2-unit, 3-unit, or 4-unit homes -- especially first-timers.

MCC: A Tax Benefit Even If You Don’t Itemize Deductions

The MCC is a certificate that allows eligible homeowners to claim a tax credit. This credit reduces the amount of income tax they have to pay, which frees up more cash.

Crazy Mortgage Programs That Really Exist

Mortgage programs are not just for "plain vanilla" borrowers anymore. Here are loan types that can get "out of the box" home buyers approved.

No, You Don’t Need 20 Percent Down Or Even Close To It

Downpayment notions from decades past no longer apply. Home buyers have access to new options that are changing the way people finance homes.

VA Home Loans: A Benefit You’ve Earned

VA home loans make homeownership easier and cheaper for military families. Learn the advantages of this program and how to apply for a VA mortgage.

USDA Mortgages vs FHA: Which Is Better For First-Time Home Buyers?

Twenty-five percent of home buyers use FHA, but they could be overlooking the benefits of lesser-known USDA mortgage.

Qualifying For A Mortgage When You Work Part-Time

Home buyers can qualify for a mortgage even without a full-time position. Part-time workers with one or two jobs can apply and receive a mortgage approval.

Getting A Mortgage On A Second Home / Vacation Property

Home prices are rising. Buying a second home purchase might pay off, and give you a sure vacation spot. How to qualify for a second home mortgage.

7 Questions Everyone Asks About The HARP Refinance Program

The Home Affordable Refinance Program launched in 2009. Seven years later, homeowners still ask the same 7 questions. Get the straight scoop on HARP.

Mortgage Rates Drop On Soft Jobs Data

The November Non-Farm Payrolls report shows a slowdown in wage growth. Inflation fears abate; mortgage rates drop.

How Much Do Mortgage Lenders Make On Your Mortgage Loan?

How much do mortgage lenders make on a home loan? Probably not as much as you think. However, there are ways for you to put less money in lenders' pocket, and keep more in yours.