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The FHA Streamline Refinance program eschews "traditional" mortgage verifications of income and credit score but still maintains minimum loan standards for applicants. Read about the FHA Streamline Refinance in an easy-to-follow format.
The FHA insures 25% of the mortgage purchase market these days, up from 5 percent in 2006. Is it because FHA mortgages are cheaper than conforming ones?
Life as an FHA borrower is getting tougher. In an effort to shore up its flailing balance sheet and dwindling capital reserves, the Federal Housing Authority is rolling out sweeping financial changes. FHA borrowers have to look better on paper and be better credit risks. Mortgage insurance premiums are rising, too.
