VA LoansMay 9, 202610 biggest benefits to VA home loans in 2026VA loans offer benefits unmatched by conventional and FHA financing, plus the program provides extra low mortgage rates to eligible military borrowers.
Reverse Mortgage (HECM)January 30, 2026Alternatives to a Reverse Mortgage for Senior HomeownersSeniors have plenty of good alternatives to a reverse mortgage, aka a Home Equity Conversion Mortgage (HECM). Read on to learn more about them.
FHA RefinanceJanuary 13, 2026How to Remove FHA Mortgage Insurance | 2026Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here.
VA LoansJanuary 7, 2026What Is a VA Loan? | Benefits & Guide 2026Learn how a VA loan helps veterans buy a home with no down payment and low rates. Explore VA loan benefits and requirements.
RefinanceFebruary 21, 2025Refinance Now or Later? How to Know When the Time Is RightShould you refinance now? If you can get a mortgage rate today that's appreciably lower than your existing one, the answer's likely yes.
About MortgagesJanuary 6, 2025Loan-to-value ratio for mortgage: LTV definition and examplesLearn how to calculate your loan-to-value ratio (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.
RefinanceJanuary 15, 2024Streamline Refinance Guide for 2026: Process and BenefitsStreamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren't required, either.
Cash Out RefinanceOctober 28, 2022Cash-out refinance examples: How to use your home equityCash-out refinancing can be a great idea when rates are low and home values are up. Here are 6 cash-out refinance examples to show you why.
Mortgage StrategyAugust 5, 2022Ways to lower your mortgage payment without a refinanceThere are ways to lower your mortgage payment without a refinance, or at least reduce the total interest paid over the life of your loan.
VA RefinanceJuly 28, 2022VA IRRRL credit score requirements make qualifying easierVA IRRRL credit score requirements are lenient. Learn how you can refinance quickly and easily with the VA IRRRL.
RefinanceApril 27, 2022What is a mortgage refinance, and how does refinancing work?What is a mortgage refinance? How does refinancing work? Learn what it means to refinance your home and the three best reasons to refinance.
RefinanceMarch 28, 2022The best way to refinance a mortgage: 6 Tips to save moneyThe best way to refinance involves comparison shopping, negotiating your fees, and following other refinance best practices.
About MortgagesJanuary 13, 2022Debt-to-income ratio for mortgage explainedLearn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.
About MortgagesJanuary 13, 2022Mortgage discount points explainedMortgage points let you 'buy down' your interest rate. Learn how mortgage discount points work and when you should pay for them.
RefinanceDecember 16, 2021What does it mean to refinance your home?Refinancing your home means replacing your current mortgage with a new home loan that costs less or better meets other financial needs.
RefinanceOctober 26, 2021How to negotiate refinancing costsIf you want the lowest refinancing costs, you have to ask for them. Here's how to save money by negotiating closing costs on a refinance.
RefinanceJuly 19, 2021Refinance rates fall as Adverse Market Refi Fee is removedThe Adverse Market Refinance Fee made it more expensive to refinance over the last year. Now, that fee has been removed. Learn more here.
Mortgage StrategySeptember 24, 2019Is refinancing your mortgage worth it?Deciding whether to refinance is a personal decision, and sometimes a tricky one. Here are some ways to determine whether a refinance is right for you.
VA RefinanceJuly 2, 2019How to refinance using the VA loan program (even if your current mortgage is non-VA)The Department of Veterans Affairs lets non-VA homeowners to refinance into VA loans. Read more and get access to today's VA mortgage rates.
RefinanceMay 11, 2019With today’s mortgage rates, you can still refinance for lower payments. Here’s howMany homeowners refinance for lower payments or interest rates. Here's what you need to know about your options and some pitfalls.