Mortgage Strategy

Mortgage rates inched up after hitting their lowest level since Sept. 2022. Will they trend down in January? Here's what the experts think.

If you make $70,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

Using retirement savings for home down payments may help buyers now but creates long-term risks for wealth and housing prices.

Which mortgage is right for you? Discover the pros and cons of conventional loan vs FHA loan options in our comprehensive guide.

Should you attempt a cash-out refinance to pay off HELOC mortgages or home equity loans? Sometimes, you should. Here's how to make the decision.

Mobile home refinancing is possible, as long as your home meets certain requirements. See manufactured or mobile home refinance options here.

Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here.

Refinancing your owner-financed mortgage can help you get a lower mortgage rate and safer loan product. Learn how to refinance here.

All you need to know about investment property loans, including loan options, requirements, and interest rates.

How much down payment for a house do you need? Many buyers think 20% down is best. But they may be wrong. Here's why.

Is HELOC debt consolidation the right way to pay off credit cards? Compare the benefits of lower rates with the risks of putting your home on the line.

HELOCs and cash-out refinancing both tap your home equity, but they work very differently. Explore HELOC vs cash-out refinance pros and cons.

Buying or refinancing a home? Learn how to shop for mortgage rates and save thousands of dollars in interest.

A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%.

See current mortgage relief and mortgage assistance grants that can lower your monthly mortgage payment or provide homeowner relief.

Explore modern alternatives to stated income loans. Discover bank statement, asset depletion, and investor loans.

Want to buy an affordable fixer-upper? Learn about the best fixer-upper loans as well as the pros and cons of this strategy.

You may be able to buy a home on $50,000 a year with today's interest rates and special mortgage programs. Learn more here.

How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.

As a first-time home buyer, you may not have the two-year job history lenders look for. But that doesn't mean you can't get mortgage-approved.