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Like in 2006, 2007 and 2008, Autumn 2009 is marked by falling leaves and falling mortgage rates.The trend looks more like a pattern.Based on Freddie Mac data of the last 4 years, 30-year fixed mortgage rates rise from January through August, and fall through fall. There's 6 weeks left until January. The clock may be ticking for today's home buyers and rate shoppers.