Discount Points

Buying down your mortgage interest rate costs more upfront but generates long-term savings. Here's how to decide if it's a good option for you.

A mortgage buydown lets your seller, developer or agent buy you a lower mortgage rate for one, two or three years. Read on to learn more.

A lower interest rate can drop your mortgage payment and boost your home-buying budget. These loan types offer lower rates in today's market.

Mortgage points let you 'buy down' your interest rate. Learn how mortgage discount points work and when you should pay for them.

U.S. homeowners are eligible for tax credits and tax deductions from the IRS. Maximize your tax return claims. Complimentary mortgage rate quotes available. Updated for 2015.

As compared to the day *after* the expiration of the $8,000 home buyer tax credit, today's cost of carrying a 30-year fixed rate mortgage to term is lower by $51,000. Mortgage rates are on a 6-month rally.