Buying a homeDecember 13, 2023How Much Income Is Needed to Afford a $1 Million Home?Find out how much to afford a $1 million home. The answer will vary based on your credit, down payment, and debts.
Mortgage ProductsAugust 23, 2023Non-QM Loans: Guide for First-Time Home BuyersIf you don't fit into a traditional financial profile, non-qualified mortgages can be a way to still become a homeowner.
Buying a homeDecember 14, 2022How does a gift of equity work? Gift of equity rules and limitsLearn how a gift of equity works for buyer and sellers, including rules, gift limits, and tax implications.
About MortgagesJanuary 5, 2022Mortgage options after a natural disasterWith natural disasters becoming more frequent and more severe, having an emergency plan for your home and mortgage is a smart thing to do.
Mortgage ProductsMarch 30, 2021How the Fannie Mae HomeStyle Loan works: Process and requirementsThe Fannie Mae HomeStyle loan lets you buy a home and carry out renovations with one mortgage. Learn about HomeStyle rates and requirements here.
About MortgagesMarch 10, 2021What is home equity and how can you use it?What is home equity and how does it work? Learn how to calculate your home equity and how having equity can benefit you.
About MortgagesDecember 24, 2020Why real estate investors should consider a blanket mortgageA blanket mortgage lets real estate investors buy multiple properties with one loan. Find out how a blanket loan works, plus pros and cons.
Buying a homeJuly 13, 2020How many times my salary can I borrow for a mortgage?How much mortgage can you afford? Maybe up to 6 or 7 times your salary, but the answer depends on other factors, too. Get the full story here.
Mortgage StrategyJune 18, 2020Are 5/1 ARM rates really the lowest mortgage rates?5/1 ARM rates are typically the lowest conventional mortgage rates on the market. But 5/1 ARMs carry more risk. Is the low rate worth it for you?
First-Time Home BuyersMay 26, 2020First time home buyer programs in all 50 statesFirst time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.
About MortgagesOctober 18, 2019Fannie Mae vs. Freddie Mac: What’s the difference?Knowing the difference between Fannie Mae and Freddie Mac can help you get approved for a mortgage. Here's what you need to know.
Buying a homeJune 23, 2018Use your mortgage Closing Disclosure (CD) to get the deal you were promised