Essential Mortgage Miscellany

With wildfires raging in the Los Angeles area, impacted homeowners and renters need to know their disaster relief options.

Find out how much to afford a $1 million home. The answer will vary based on your credit, down payment, and debts.

If you don't fit into a traditional financial profile, non-qualified mortgages can be a way to still become a homeowner.

Learn how a gift of equity works for buyer and sellers, including rules, gift limits, and tax implications.

With natural disasters becoming more frequent and more severe, having an emergency plan for your home and mortgage is a smart thing to do.

The Fannie Mae HomeStyle loan lets you buy a home and carry out renovations with one mortgage. Learn about HomeStyle rates and requirements here.

What is home equity and how does it work? Learn how to calculate your home equity and how having equity can benefit you.

A blanket mortgage lets real estate investors buy multiple properties with one loan. Find out how a blanket loan works, plus pros and cons.

How much mortgage can you afford? Maybe up to 6 or 7 times your salary, but the answer depends on other factors, too. Get the full story here.

5/1 ARM rates are typically the lowest conventional mortgage rates on the market. But 5/1 ARMs carry more risk. Is the low rate worth it for you?

First time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.

Knowing the difference between Fannie Mae and Freddie Mac can help you get approved for a mortgage. Here's what you need to know.