04Jan2012
Dan Green
Author
Dan Green
Filed Under
Essential Mortgage Miscellany

The 18 Best Mortgage Market Charts From 2011

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Mortgage markets are dry, and dense; boring and technical, all at once. Sometimes, though, a good chart is all you need to breakthrough the mundane topics of FHA financing, jumbo loan limits, and the HARP refinance program.

I made a lot of charts in 2011. Here is a collection of the best, most story-telling images among them.

Inflation Makes Mortgage Rates Rise

The Inflation Mortgage Rate Cycle

 

Low Closing Costs? Depends On Where You Live.

Mortgage closing costs by state

 

Want Low Mortgage Rates? Have Higher Credit Scores.

How high (and low) credit scores change mortgage rates

 

Your Loan Traits Result In Higher Mortgage Rates, Too

Loan-Level Pricing Adjustments upcharge your mortgage

 

Sometimes, The Government Just Takes What It Needs

2012 Payroll Tax Extension Mortgage Rates

Mortgage Rates Have Winning And Losing Streaks

MBS Winning and Losing Streaks (2006-2011)

Low Mortgage Rates Make Homes More Affordable

Monthly mortgage payments down 9.35% year-to-date

"How Much Can I Afford" Is Tied To Mortgage Rates

Mortgage rates affect home purchasing power

While Home Values Have Dropped, Loan Limits Have Not

Conforming / Jumbo Mortgage Loan Limits 1980-2012

Home Affordability Soars On Low Mortgage Rates

Home Values vs Purchasing Power 1991-2011

 

Mortgage Rates Fall; Homeowners Wait Longer To Refi

How long will I have this mortgage?

 

Refinancing Can Reduce Long-Term Interest Costs 20%

Long-term mortgage interest costs are down 21% in 6 months

 

More Refinancing Homeowners Pay Down Principal

Cash-In Refinance statistics 2005-2011

 

Low Downpayment FHA Mortgages Less Expensive

Comparing FHA to Conventional Mortgage Payment

 

Want To FHA Streamline Refinance? Be Quick About It.

The FHA Mortgage Insurance Premium (MIP) Refund chart

 

Don't Track Mortgage Rates Via The 10-Year Treasury

Mortgage Bonds and the 10-Year Treasury Note : A Comparison

Mortgage Rates Don't Correlate With The Fed Funds Rate

Comparing the Fed Funds Rate to Mortgage Rates

Underwater Homeowners Can Refinance With HARP

 

Like These Mortgage Charts? See More Of Them.

Making charts makes mortgage markets make sense. I add them to most blog posts and I write new blog posts daily. Take these mortgage charts and mortgage market commentary by email. It's free.

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Dan Green
Author
Dan Green

About the Author

Dan Green (NMLS #227607) is an active loan officer with Waterstone Mortgage. Email Dan ator click to get a free, no-obligation rate quote.

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