Tim Lucas, Editor

Tim Lucas spent 11 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.

Articles by Tim Lucas

Mortgage StrategyOctober 21, 2021

How to refinance your second home: 2023 rates and cash-out rules

Owners of vacation homes are discovering low rates and easier qualification standards for second home refinances. Get cash out, lower your rate, and make your vacation residence more affordable.

Federal ReserveJuly 28, 2020

Will mortgage rates fall again after this week’s Fed meeting?

Mortgage ProductsJune 26, 2020

Low down payment mortgages for every home buyer

There are many mortgage programs for buyers who want no-money-down home loans, or loans requiring just a small downpayment. This is a review of some of them.

Mortgage NewsMarch 5, 2020

You probably already missed the ‘all-time low’ 3.29% mortgage rate

You may have heard that the lowest rates ever are here. But are they still available?

Federal ReserveOctober 30, 2019

Mortgage rates drop as Fed issues third consecutive rate cut

Mortgage rates are starting the feel the effects of another Fed rate cut. What does a lower Fed rate mean for your mortgage?

Federal ReserveSeptember 18, 2019

Mortgage rates whipsaw after a divided Fed issues a rate cut: September 2019 Fed Meeting update

RefinanceSeptember 13, 2019

Refinance mortgage rates: 10 steps to get the best deal

A time-proven method to get lenders to compete for your business. Want a ridiculously low rate? Do these 10 steps.

Mortgage RatesSeptember 12, 2019

Trump: ‘Get our interest rates down to zero or less.’ What that means for mortgage rates

Mortgage rates could be headed lower after mounting pressure on the Federal Reserve to make a historic rate cut.

Mortgage RatesSeptember 11, 2019

No ‘floor’ for mortgage rates: how low rates could actually go

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