Articles by Peter Miller - Page 2

Mortgage rates are at record lows. But what happens next? Will rates start to rise or will they drop again in 2020? Here are the arguments on both sides.

Refinancing a jumbo loan has gotten tougher during COVID-19. Learn about new rules and jumbo refinance rates to learn whether you should refinance.

Mortgage rates in the low 2s are now a reality. But would you actually qualify for a 2.25% rate? That depends.

The reverse mortgage is suddenly more popular, as COVID-19 forces homeowners to look for cash flow. But is a reverse mortgage right for you?

A conventional loan can be the best mortgage option in town. The reason is their simplicity, lower rates, and widespread availability. Here's why.

Lenders set new requirements for self-employed mortgage borrowers during COVID-19. Plus, how PPP and unemployment benefits are handled by lenders.

For many, COVID-19 has lead to lower mortgage rates and easier loans. From remote closings to delayed appraisals, the virus is changing long-term norms.

Why are mortgage delinquency rates rising when millions of homeowners who need forbearance don't have it — and millions who have forbearance don't need it?

COVID-19 mortgage forbearance is here and will help millions of borrowers in the short-run. But long-term forbearance issues shouldn't be overlooked.

2.5% mortgage rates are here. Will we see mortgage rates dropping more? The same forces pushing down rates are still with us. Here's what it could mean.

FHFA announced a new rule about coronavirus mortgage forbearance that protects homeowners from foreclosure after the forbearance period is over.

Because of coronavirus, free credit reports are now available on a weekly basis from Equifax, Experian, and TransUnion. Here's how to get yours.

Mortgage rates have been falling, but is it worth refinancing during the coronavirus pandemic? For millions of homeowners, the answer might be yes.

The Phase Three coronavirus stimulus bill, currently in the works, will likely include large stimulus checks and other direct benefits for U.S. households.

COVID-19 has been labeled a "natural disaster" by credit agencies. Here's what the government is doing to help credit scores and how to protect yourself.

Mortgage rates should be in the 2's right now according to historical trends. But they're averaging almost 3.5%. Here's why banks won't let them go lower.

This week, mortgage rates are close to the lowest they've ever been. Can they go lower? Or should you lock a mortgage rate today?

The coronavirus and mortgage rates are now closely related. The virus has pushed down mortgage rates — and it could push them down further in coming weeks.

How do FHA loans work? Everyone has heard about such mortgages but why does a government financing program introduced in the 1930s work so well today, especially for first-time borrowers?

Small business loans are largely unregulated. That can mean deceptive loan terms and high interest rates. Here's how to safely shop for business loans online.