Articles by Gina Freeman - Page 4

On December 20, 2018, the federal government created some protective guidelines for homeowners. These safety measures concern the cash-out VA refinance. And this article will show you what your protections are and how to avoid predators.

Can you unlock a mortgage if interest rates fall before your closing day? How much commitment does locking a mortgage require from you and your lender?

How do experienced investors buy property fast without paying all-cash? With "hard money."

You can save on your house payment without refinancing your mortgage. And it can be cheaper and faster. That's because your monthly housing expense is not just your mortgage principal and interest. It includes property taxes and homeowners insurance. 

Today's Federal Reserve (FOMC) meeting ended with a .25 percent increase in interest rates, surprising no one and having little impact on markets.

If you have been wanting to refinance but had a hard time getting approved, 2019 might be your year. Lenders are allowing higher debt-to-income ratios, average credit scores for approved loans are falling, and down payments / equity are lower.

Part of a winning real estate strategy is the smart use of mortgage financing. This leverage allows you to control more rental real estate and acquire wealth.

The FHA just announced that it has released it loan limits for 2019.

Don't you want to pay off your mortgage as soon as possible? One couple did it in just 4 years! Here's how you can pay off your mortgage faster than you thought you ever could.

While most economists agree that mortgage rates are trending higher in the long run, there are some signs that mortgage rates could drop in the short term. One of those signs is the so-called "Death Cross" of the S & P 500. 

Recent financial reporting has caused many investors to believe that the Fed may not raise interest rates one last time in 2018. 

A mortgage rates drop can save you money. Be sure you're ready to take advantage when this occurs.

You can find jumbo home loans with down payments as low as 5 percent. And there are other options as well.

When deciding when to accept a lower price, take a good hard look at your market, your situation and your property's desirability.

Your guide to buying a home and being ready for your closing, including "What to Bring" and why you should never bring a personal check to a settlement.

Selling a home can be stressful. Follow these tips to get the most money and minimize your time on the market.

The Federal Housing Finance Agency (FHFA) is raising Fannie Mae and Freddie Mac home loan limits to $484,350 in 2019. The 2019 mortgage limits can be found right here for single and multi-unit properties.

Getting approved for a new mortgage after bankruptcy can happen in as little as one year.

Active duty military and veterans are eligible for benefits based on their service. This ultimate guide covers the financial side of those benefits.

Why does your lender require a Form 4506-T? To verify your income. However, not all lenders or programs do. And you can protect your information by completing the form completely.