Articles by Gina Freeman - Page 13

You don't need a 720 credit score to qualify for a mortgage. FHA lenders are lowering credit score minimums by the day.

You can lead a horse to water, but you can't make it drink. Home buyers get helpful advice from lenders but, for some reason, so often they choose to ignore it.

Mortgage lenders can close a home purchase or refinance quickly -- with your support. Avoid these common mistakes during your mortgage application process.

A complete guide to buying a home after a Chapter 7 or Chapter 13 bankruptcy. Waiting periods may not be as long as you think.

PMI offers protections for the homeowner, not just the lender. Most buyers have never heard of these two benefits that are directed at the consumer.

Application "strong points," called compensating factors, can get you approved for a mortgage, even when it seems unlikely.

Your mortgage lender is going to ask a lot of questions as part of its home loan application. Some of the questions might seem nosy -- and downright rude.

These programs can help certain professionals overcome home buying challenges that relate to their line of work.

Selling a home and buying another comes with significant costs. Would it be better to build an addition onto your home?

Your self-employed business might be doing well, but it should look good on paper too. Overcome four common mortgage approval challenges.

Looking for the "best deal" on a home loan? The best place to look may be within your own family. Learn how to draft your own intra-family mortgage note.

An investment property is an effective wealth-building tool. A business partner, friend, or family member can help you become a landlord sooner.

Home improvements are highly personal, but homeowners should consider whether the upgrades will command a higher price from future buyers.

Government-backed programs are no longer the only low-downpayment option. Conventional loans now offer similar benefits.

Fannie Mae replaced its HomePath mortgage with a new, 3% down program called Home Ready. First-time buyers and investors have used the program with success.