Posts Covering conventional mortgage

Best mortgages for multi-generational families

Buying a home with family members can be a challenge. But mortgages for multi-generational families can make it easier.

March 2018 mortgage rates forecast (FHA, VA, USDA, Conventional)

Rates are on a meteoric rise. Will new tax law, inflation, and government spending push rates even higher in March?

Mortgage rates today, February 23, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Can rising mortgage rates be GOOD news?

Rising mortgage rates have a silver lining Rising mortgage rates have dominated the first six weeks of 2018, and many in real estate predict still-higher interest levels ahead this year. The Mortgage Bankers Association, as one example, forecasts that mortgage rates will hit 4.8 percent before January 2019. However, the “high” rates seen in early […]

Mortgage lender to offer fast-tracked application process, more accurate quotes

Want to buy a home but don’t want to deal with the time-consuming, tedious process? One new mortgage lender may have the solution for you.

Should you buy a home in a state capital? Be choosy if you do

State capitals are some of the nation’s biggest and most bustling cities. But how many are actually good places to put down roots and buy a home? According to a new ranking, only a few.

Home buyers not deterred by rising mortgage rates or home prices

Rising mortgage rates and home prices are not slowing buyers down. Most say that 5 percent interest rates will not deter them from purchasing a home.

Home sales hit record speeds; inventory recovers in some metros

Homes are selling like hotcakes. According to a new report from real estate firm RE/MAX, last month was the fastest-selling January in the last nine years.

Mortgage rates today, February 22, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

How to shop for a mortgage: Don’t be intimidated into paying too much

Don't just take a mortgage because it's fast or easy. Take a little time to shop for a mortgage and save thousands. Here's how.

How much do you need to know about mortgages to get one?

You don't need to be an expert to negotiate a great mortgage. It only takes a few minutes if you follow these simple tips.

Mortgage rates today, February 20, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Rising mortgage rates: Is now the time for ARM loans?

ARM loans can be a better deal when rates are rising ARM loans are an invisible part of the mortgage marketplace, but maybe that’s about to change. Since 2009 annual mortgage rates have been below 5 percent, and demand for adjustable-rate mortgages (ARMs) has been in the single digits. Ellie Mae reports that in December  […]

More housing inventory on the way; construction, builder confidence up for February

Could our housing inventory woes be on the way out? According to new data, it very well could be.

Don’t be a victim of mortgage fraud

Mortgage fraud: unlikely, but possible According to the FBI, you are not the most likely victim of mortgage fraud -- most cases are perpetrated by borrowers against mortgage lenders. Often those involve exaggerations, white lies or outright falsehoods on loan applications. Should you lie on your mortgage application? However, mortgage industry professionals who abuse their […]

Affordable homes: the country’s 10 hottest neighborhoods

Affordable homes: They're out there Finding a neighborhood that’s within your budget and desirable to live in isn’t easy. Home prices continue to climb across the country, and many of the best cities with in-demand amenities are too expensive for first-time buyers. That does not mean affordable homes and areas don't exist. Worthy areas – […]

Mortgage rates today, February 16, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

New report predicts higher home prices but lower taxes and deals in some areas

Home prices are higher overall. But that does not necessarily mean housing has become less affordable.

What mortgage rate history can tell us about the future

How useful is mortgage rate history? Mortgage rate history may sound a pretty boring topic. Indeed, you may subscribe to the Henry Ford school, which believes that all history is bunk. However, knowing how mortgage rates behaved in the past can help you understand what might happen to them in the future. That knowledge could […]

Mortgage rates today, February 15, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.