Recent News

“New School” House Hunting: Buy A House Online

Today's technology makes it easy to buy a house online. Here's how to do more with less time, and avoid the pitfalls.

Millennial Homebuyers Are Not Unicorns: Here’s Why

Millennial homebuyers are not as rare as the media would have you think. You, too, can break into home buying with the right preparation.

Mortgage Rates Today, July 25, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

How The Fed Affects HELOC Rates

HELOC rates are often based on the Prime rate, which is directly affected by rates set by the Federal Reserve. Here's how you can save money on a HELOC, even when rates increase.

How Mortgage Rates Connect To The Fed Funds Rate

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

About The Federal Reserve, The FOMC, & The Fed Funds Rate

The Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.

Low Down Payment Mortgage Options You’ve Never Heard Of

Banks keep creating their own ultra-lenient loan programs that are turning tens of thousands of renters into owners this year.

Mortgage Rates Today, July 24, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

FHA Income & Debt Rules Affect Approvals

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

How Do Lenders Know If You Borrow Your Down Payment?

How do mortgage lenders know if you borrow your down payment? They have their ways. Here's how to get your funds together the right way and get approved for your loan.

$10,000 Medical Collection: Can I Qualify For A Mortgage?

Can you qualify for a mortgage with (big) medical collections? Sometimes, because medical collections are different than other accounts.

New Underwater Refinance Program Available October 2017

As the popular HARP program ends, FHFA will roll out a new program that will give more underwater homeowners the chance to refinance.

How Long Does It Take To Close A Mortgage?

The faster you can close on a mortgage, the lower your mortgage interest rate can be. Know the steps in a mortgage approval, and where you cut time and corners to get to closing quicker.

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

FHA Loan Requirements – What Do You Actually Know About FHA Mortgages?

FHA mortgages are popular among U.S. home buyers, but how much do you actually know about the program, which was started in 1934? Read up and learn more.

Slugging It Out In A Seller’s Market: How To Compete

In a seller's market, you have to be on your toes and ready to move quickly. Here's how to compete successfully.

Mortgage Rates Today, July 21, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

What Credit Score Do You Need For A Mortgage?

What minimum credit score do you need for a mortgage? The answer is 500 but not everyone will qualify. What to do when your FICO is lower than you hoped.

USDA Mortgages vs FHA: Which Is Better For First-Time Home Buyers?

Twenty-five percent of home buyers use FHA, but they could be overlooking the benefits of lesser-known USDA mortgage.