Everything you need to know about

if you're buying a home in the (expensive) Seattle area, this new program by Loftium and Umpqua Bank might help. It provides down payments to those willing to participate in the program.

This guide for first-timehome buyers covers choosing the mortgage loan which best fits your financial and emotional needs.

First-time home buyers tend to have lower credit scores than the general population. That's okay. There are plenty of "first-time" loan programs to help.

First-time home buyers have access to wide number of low- and no-downpayment mortgage loans. The 100% USDA loan is among the most aggressive programs available.

When you're shopping for a mortgage rate, the economy sets the baseline interest rate. Everything else is based on you. Here's how to get your lowest rate possible.