Popular Mortgage Topics

Mortgage Approvals

• How much home can I afford?
• Compensating factors : The Income-Equity-Credit mortgage approval triangle
• How to receive a downpayment gift
• POST
• How does refinancing work?

Mortgage Programs

• HARP 2.0 mortgage guidelines
• FHA Streamline Refinance guidelines
• VA Streamline Refinance (IRRRL) guidelines
• USDA Streamline Refinance guidelines

Mortgage Strategy

• Bi-weekly mortgage payments
• Choosing a 15-year fixed rate mortgage over a 30-year fixed rate mortgage
• For home buyers : Low- and no-downpayment mortgage programs

Mortgage Rate Shopping

• Today’s current mortgage rates
• Make your own good luck while shopping for a mortgage
• How to time your mortgage rate lock for lower mortgage rates
• Keep your credit score high while shopping for a mortgage
• Comparing mortgage rates and mortgage APR
• Highest and lowest mortgage closing costs, by state

General Mortgage Topics

• VA loans
• New mortgage programs and mortgage rates 
• FHA loans
• The HARP loan
• Mortgage news
• Foreclosures
• Mortgage Basics