We own 4 acres with a mobile home. It's all paid for. We both have good credit. 690's. No other debt except new truck for work. Payment $1000. A month but had to have it. We live in Kirbyville Mo. We would prefer to build on the land we own and love and have put ALOT of work into fencing it all in, cedar fenced garden area, horse corral, and a second field for horses Nd one of our dogs. I own a busy cleaning service with excellent references and my husband owns water/hardscape business. He designs and hands on creates/builds outdoor living spaces, kitchens, fireplaces, patios, ponds, waterfalls, water features, flagstone, retaining walls and boulder walls. We stay busy! We cannot find a house suitable to buy, And being self-employed are tax papers won't help us. Especially after the truck payment. We ideally would like to build a house here, but looks like a modular is our only option. So my question again, do you do statement loans? And if so, in Missouri.