We received a successful Chapter 13 discharge in December 2016. Are there exceptions to the 2 yr waiting period?
Also, contacted several brokers in my (Richmond, VA) area; none of them are familiar with the Conventional 97 program. Where can I find a knowlegeable broker? (Home value is 297. current mortgage is an 4.25 ARM set to adjust Sep 2019, Balance is 207, also have a second, balance 50K @ 5.99) Looking to refinance with max cash out to do an addtion to the house.) Scores currently 730 to 750, depending on the bureau. No card debt, no car loans. Income is good.