All 30 year fixed rate FHA mortgages require FHA annual morrgage insurance premium over the life of the FHA LOAN no matter how much down payment borrowers put down. You may want to consider qualifying for a conventional loan where no private mortgage insurance is required if you put 20% down payment on purchase.
Gustan Cho NMLS 873293
The Gustan Cho Team at USA MORTGAGE
A Division of DAS ACQUISITION COMPANY NMLS 227262