All funds that is being used by home buyers needs to be sourced. 60 days of bank statements are required and banks statements in past 60 days will be reviewed. Any irregular deposits needs to be sourced. Foreign funds can be used if you can provide sourcing. If cash, then deposit it in your U.S. bank account and let it season for 60 days.
Gustan Cho NMLS 873293
The Gustan Cho Team at USA MORTGAGE
A Division of DAS ACQUISITION COMPANY NMLS 227262