HARP is a conforming (Fannie Mae or Freddie Mac) streamline refinance loan program for people with little, no, or negative home equity. If you have a current loan owned by Fannie Mae and/or Freddie Mac, you may be eligible for HARP. Since your mortgage balance is higher than your home's value, no appraisal is required with the Home Affordable Refinance Program. If you have a conventional loan on a manufactured home owned by Fannie Mae or Freddie Mac, you are able to qualify for HARP.
Gustan Cho NMLS 873293
A Division of DAS ACQUISITION COMPANY NMLS 227262