USDA LOANS and VA LOANS are the two government loan programs that offer 100% financing. FHA requires 3.5% down payment on purchase. There are down payment assistance programs available in Oklahoma. Check with the state housing authority and the county in areas where you are interested in purchasing a home. You can purchase the home with FHA LOANS and get the 3.5% down payment on purchase from the DPA program. Most DPA require that you take a certified housing course and get a certificate of completion. Keep in mind that DPA is not free money. Depending on the DOWN PAYMENT ASSISTANCE PROGRAM, they may attach a lien to the property and may need to pay it back when the house is sold.
Gustan Cho NMLS 873293
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The Gustan Cho Team at USA MORTGAGE