Thanks for pointing that out. While FHA loans technically allow scores down to 500, not all lenders will allow those scores. Lenders have the option to hold higher standards, even though FHA itself is very lenient. Currently, our system is only accepting mid- to high-level credit scores, but if you do some searching, you can probably find lenders who will take a "fair" or even "poor" credit score. We encourage you to keep looking.