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When I was married, my husband and I refinanced our home with HARP. Now that I'm divorced, I need to refinance again. Can I refinance the same house with HARP again?
asked Aug 30, 2017 in HARP Refinancing by anonymous

2 Answers

0 votes
If you have more than one mortgaged property eligible for HARP, you can refinance them both. If you want to "re-HARP" the same property, you can't, unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
answered Aug 30, 2017 by anonymous
0 votes
HARP is retiring on December 31, 2018. It is being replaced by two new programs, one from Fannie Mae and one from Freddie Mac. It increases eligibility for many but does't allow "re-HARPing."

If you want to refinance an underwater mortgage (or high-LTV loan)  taken after October 1, 2017, the "New HARP" may work for you. You can apply starting November 1, 2018, and can find guidelines here: https://themortgagereports.com/22445/harp-replacement-high-ltv-underwater-refinance-fannie-mae-freddie-mac
answered Oct 22, 2018 by GinaPogol (47,650 points)
edited Oct 23, 2018 by GinaPogol

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