I am trying to purchase a home but because I am retiring at the end of June and already submitted my letter for retirement, I was told I cannot close on my mortgage until after my first retirement pension check is on deposit in the bank. That will be at the end of July. I was told it is a NYS Regulation that prevents me from closing before that occurs. Where can I find information about the regulation because the seller refuses to believe that I cannot close sooner? Believe me, I would if I could!