+1 vote
my husband and i just got recently married and he fell behind on his home mortgage he just got drug thru the dirt with a nasty divorce
asked Apr 3, 2018 in Refinancing by samuel

1 Answer

0 votes
Unfortunately to be able to qualify for a mortgage, you need 12 months on time payment history on your mortgage payments as well as other monthly obligations.  A one time 30 day late on a mortgage payment in the past 12 months is allowed.  $5,000 behind on your mortgage payments is a significant amount in arrears. My suggestion is to contact your mortgage servicing provider and make  plans on a payment agreement to get your mortgage current and back in track.
answered Apr 3, 2018 by GustanCho (106,540 points)

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