Home Buyers can purchase manufacturered homes with FHA LOANS. However, manufacturered homes needs to be permanently fixed on a concrete foundation and be HUD tagged approved. Lenders may have overlays on manufacturered home and some lenders will not do them altogether. If you are told no by a lender or the lender requires a much higher credit scores, these are individual lender overlays and not HUD GUIDELINES.
Gustan Cho NMLS 873293
The Gustan Cho Team at USA MORTGAGE