Last reviewed June 28, 2017

About The Mortgage Reports

Origin Story

Launched in 2004, The Mortgage Reports was one of the first mortgage blogs on the internet. It started as a loan officer’s blog that helped drive personal business. By the early 2010s the website was nationally known for its in-depth coverage of mortgage and real estate news, plus why it matters to the everyday mortgage shopper. This was not your typical finance website. It was practical, useful, and focused not on industry professionals but the typical home buyer and homeowner.

Over the years, the website grew to a readership of millions per year. In 2014, it was acquired by Full Beaker, Inc., a consumer-focused online media company, which runs and manages the site today.

Editorial Staff

Tim Lucas, Managing Editor

Tim Lucas spent 11 years in the mortgage industry helping thousands of families buy and refinance real estate. He now continues that mission as Managing Editor of The Mortgage Reports. His real-world experience brings practical and helpful insights to the audience. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.

Gina Pogol, Associate Editor

With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.

Contributors

Craig Berry With 17 years in mortgage banking, Craig Berry has helped thousands achieve their home ownership goals. Connect with Craig on Twitter or Facebook.

Erik J. Martin has written on real estate, business, tech and other topics for Reader's Digest, AARP The Magazine, The Chicago Tribune and his blog, Martinspiration.

Dan Green is an expert on topics of money. He has been featured in The Washington Post, MarketWatch, Bloomberg, and others.

Rob Chrisman has a 27-year history in the mortgage banking industry. He publishes a widely-read daily mortgage market and economic commentary at robchrisman.com.

Shashank Shekhar is a mortgage broker/lender with 10+ years experience, licensed in the states of CA, WA and TX. NMLS ID 8176. Connect with Shashank on Google+ or on his blog.

Andrew Penner has worked in the real estate and mortgage industry for over three years. He is the Marketing Director at Total Mortgage Services, a nationwide lender based in Milford, Connecticut.

Chris Birk is a former journalist and author of “The Book on VA Loans: An Essential Guide to Maximizing Your Home Loan Benefits.” He is also the content development director for Veterans United Home Loans.

Barbara Ballinger is a freelance journalist and former senior editor for the National Association of REALTORS®. She has co-authored 15 books, interviewed Martha Stewart, and appeared on the Oprah Winfrey Show as a home remodeling expert.

Peter G. Miller, author of The Common Sense Mortgage, is a real estate writer syndicated in more than 125 newspapers nationwide. Peter has been featured on Oprah, the Today Show, Money Magazine, CNN and more. Follow Peter on Twitter.

Bridget McCrea covers real estate and other topics for publications like Realtor Magazine, International Business Times and Logistics Management. She can be reached on Twitter and LinkedIn.

Erik Sherman has written about business, technology, and personal finance for the Wall Street Journal, Newsweek, New York Times Magazine, Forbes.com, Inc.com, and many other publications.

Joe Farr is a 20-year veteran of the mortgage industry. He is MBSQuoteline's Director of Sales and Marketing. For up-to-the-minute MBS prices throughout the day, go to mbsquoteline.com.

Pete Gerardo is a business writer whose work has appeared in The New York Times and numerous trade magazines. Connect with Pete on LinkedIn.

Mark Greene is a 25-year veteran of the mortgage origination industry and now writes about the inner workings of the industry for Forbes.

Britt Scearce is a mortgage, credit and personal finance expert working with consumers and training mortgage professionals for over 18 years. Connect with Britt on Twitter and LinkedIn.

Dahna Chandler is an award-winning business and finance journalist with nearly 20 years of experience writing for major media outlets. She is passionate about helping consumers thrive financially and reach their wealth objectives.

Dan Rafter has written about mortgage topics for more than 20 years. His stories have appeared in the Washington Post, Wise Bread, the Motley Fool, Fox Business, and more.

Dawn Papandrea is a writer specializing in personal finance. She writes for Family Circle, CreditCards.com, and more. Follow her on Twitter or visit her website.

Francine L. Huff is a freelance journalist, author and educator who covers financial topics for major media outlets. She has appeared on TV and radio shows, and is available for speaking engagements. Follow Francine on Twitter.

Kyle Hiscock is a REALTOR® in Rochester, NY with Nothnagle Realtors. Kyle is very active on social media as well as on his blog, Rochester's Real Estate Blog. Follow Kyle on Twitter or Facebook.

Lee Nelson is a Chicago-based writer whose work has appeared on Realtor.org, Yahoo! Homes, MyMortgageInsider.com, and more.

Mark Henricks writes about finance, business and other topics. His articles have appeared in The Wall Street Journal, The Washington Post, The New York Times and many other publications.

Michele Lerner, author of New Home 101, is an award-winning freelance journalist with more than two decades of experience. Her work appears in The Washington Post, New Home Source, Fox Business, MSN, Yahoo, Realtor.com, and more.

Paula Pant is a real estate investor and the founder of AffordAnything.com, a popular finance website. You can connect with Paula on Twitter or Facebook.

2017 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)