Recent News

2017 Conforming Loan Limits: First Increase In 11 Years [INFOGRAPHIC]

2017 conforming loan limits are higher by at least $7,000 compared to last year. How this will help applicants who were considering a jumbo loan.

How Mortgage Rates Connect To The Fed Funds Rate

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

About The Federal Reserve, The FOMC, & The Fed Funds Rate

The Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.

How To Buy A House: 5 Home Buying Mistakes To Avoid

It's hard to know what not to do -- especially when it's your first time buying a home. Here are 5 common but avoidable mistakes.

3 Little-Known Facts That Help Military Home Buyers

Active military personnel and veterans have access to the VA home loan, which provides distinct advantages not available with any other loan type.

5/1 ARM OR 15 Year Fixed? What’s Better In 2017?

When mortgage rates are on the increase, should you choose a 5/1 ARM (adjustable rate mortgage) or a 15-year fixed-rate loan? Both have advantages and drawbacks you should consider.

The Lowdown On Downpayment Grants

Downpayment grants bridge the gap between their savings and the required downpayment for a mortgage. And, the money often doesn’t have to be repaid.

How to Negotiate Refinancing Costs

If you want the lowest refinancing costs, you have to ask for them. Learn how to get the best refinance rates and terms by negotiating with your lender.

Mortgage Rates Today, April 28, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

Outlook: Two Blockbuster Months In A Row Signal Steaming Home Market

Buyers are out in force, signing contracts like few times in history. Pending Home Sales Index analysis and market predictions.

2017 FHA Loan Limits For 1-Unit, 2-Unit, 3-Unit, 4-Unit Homes

2017 FHA loan limits for every U.S. county. Check your local FHA loan limit for 1-unit, 2-unit, 3-unit, and 4-unit homes. Safe and secure.

Can You Get A Mortgage With Fair Credit?

Many people with fair credit think they can't get a mortgage. But there is some good news: You can get a mortgage with fair credit.

Multifamily Homes: Make Your House Pay For Itself

Multifamily homes can put a roof over your head and generate income as well. What's not to like about this great investment option?

Mortgage Rates Today, April 27, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

Investment Property Mortgage Rates: How Much More Will You Pay?

Investment property mortgage rates are higher than those of primary residences. They are also harder to get. There are ways to pay less for your home loan, though.

Mortgage Approvals Get Way Easier For Those With Student Loans In 2017

Fannie Mae just unveiled surprising new rules for home buyers and refinancing homeowners with student loans. Many formerly turned-down applicants will be approved in 2017.

Mortgage Rates Today, April 26, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

Report: Home Buyers Dominate Market Two Years Straight

For 24 months straight, home buyers have made their presence known in the mortgage market. Now, they represent nearly two-thirds of all home buyers.

VA Mortgage Rates: Lowest For 35 Straight Months

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.

How To Rush Your Mortgage To The Closing Table

When you close on your mortgage in 30 days or fewer, you can get access to lower mortgage rates than the general population. Here's how to close quickly.