I pen a column for mortgage market news site HSH.com. Today's post is now live.
Today's article is titled "Should You Refinance". It talks about how mortgage rates are falling but it's not always clear when the time is right to refinance. There's more to consider than just lower rates, or "break-even points".
"When you are ready to refinance, you cannot control your mortgage rate; that is a mortgage market function. However, since you can control your closing costs, that is where you should focus your attention."
Read the full article on the HSH website, or go straight to the rate quote.
It's a terrific time to re-evaluate at your mortgage. Economic uncertainty is keeping rate suppressed and there's savings on the table. You'll have to take the first step, though. Your lender won't call you.
Click here to get a rate quote (Apr 30th, 2017). I'll get your rates for you quickly.
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2017 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)