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Real Estate Chart of the Day
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Stop waiting for rates to "come back". Stop thinking the markets "are due". Stop thinking you have a day "to think it over". They won't, they're not, and you don't. Rates will fall this week. The time to lock is now.
30-year fixed conforming mortgage rates have moved lower on the day and successfully pushed through to their lowest levels of all-time. Let's say it again : Of all time.
Fear and doubt work in favor of mortgage rates. Too much fear and doubt, however, work against them. It's why mortgage rates won't fall further in this next week.
Default concern is now spilling beyond the Greek border to the rest of the PIIGS -- Portugal, Ireland, Italy and Spain. Contagion mentality has set in. Markets have moved into Safe Haven mode. It's helping mortgage rates fall but it won't last forever.
With 9 days left to claim the federal home buyer tax credit, I thought this would be a good time to review the mortgage market, jumbo loans, and the state of home appraisals. This 2-minute video covers a lot of ground
