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- HARP Refinance Program : The Complete HARP II Eligibility RequirementsPosted on May 7, 2012
- Jumbo And Super-Jumbo Mortgages : Mortgage Rates Ultra-Low, Guidelines Semi-LoosePosted on March 19, 2012
- The FHA Streamline Refinance : The Complete Mortgage Guidelines (Plus Mortgage Rates)Posted on March 7, 2012
- FHA Loan Limits Raised To $729,750; Conventional To Remain At $625,500Posted on November 21, 2011
- The Complete USDA / Rural Housing Mortgage GuidelinesPosted on August 29, 2011
- Dan Green. NMLS #227607. Illinois Residential Mortgage Licensee, 031.0005658. Ohio Residential Mortgage Licensee LO.034597.000, 10979 Reed Hartman Hwy, Suite 118A Cincinnati, OH 45242. This is not a commitment to lend. All rights reserved. Waterstone Mortgage Corp. (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB. (NASDAQ: WSBF). State of Ohio licensee exempt.
Real Estate Chart of the Day

Posts discussing RESPA

Mortgage rates and markets change constantly. Stay 100% current by taking The Mortgage Reports by email each day. Click here to get free email alerts, or subscribe to the RSS feed in your browser.

01Mar2012

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CFPB : Let’s Make A Better Good Faith Estimate For The Mortgage Industry Thumbnail

CFPB : Let’s Make A Better Good Faith Estimate For The Mortgage Industry

The CFPB is working on a new Good Faith Estimate (GFE), and possible merger for the Real Estate Settlement Procedures Act (RESPA) and the Truth-in-Lending Act (TILA).

24Apr2009

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Dan Green

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Essential Mortgage Miscellany

I’m Looking At My HUD-1 Settlement Statement: What Is A Closing Cost and What Is A Prepaid Item? Thumbnail

I’m Looking At My HUD-1 Settlement Statement: What Is A Closing Cost and What Is A Prepaid Item?

The settlement statement Prepaid Items section confuses people. A "prepaid item" is exactly what its name implies -- a payment related to the mortgage, collected before the payment's actual due date.