Posts discussing Refinance

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22May2012
Author
Rob Chrisman
Filed Under
Mortgage News
Record-Low Mortgage Rates : Theory Vs. Practice Thumbnail

Record-Low Mortgage Rates : Theory Vs. Practice

Refinances outnumbered purchase transactions 3-to-1 last week, according to the Mortgage Bankers Association.

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21May2012
Author
Rob Chrisman
Filed Under
Mortgage News
At 3.79 Percent, Mortgage Rates Plumb New Lows Thumbnail

At 3.79 Percent, Mortgage Rates Plumb New Lows

Mortgage lenders are gearing up for another Refi Wave.

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15May2012
Author
Rob Chrisman
Filed Under
Mortgage News
HARP 3 : A Framework Emerges From Congress Thumbnail

HARP 3 : A Framework Emerges From Congress

The White House is requesting updates to the Home Affordable Refinance Program. Millions of additional homeowners would be HARP 3-eligible.

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04Apr2012
Author
Rob Chrisman
Filed Under
Mortgage News
Mortgage Rates Predicted To Reach 5 Percent Thumbnail

Mortgage Rates Predicted To Reach 5 Percent

Although mortgage rates are lower than they were a year ago, recent spurts higher have prompted homeowners to get off the fence post-haste.

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22Mar2012
Author
Rob Chrisman
Filed Under
Mortgage News
Suddenly Higher Mortgage Rates Influence Borrower Behavior Thumbnail

Suddenly Higher Mortgage Rates Influence Borrower Behavior

If you have a pressing need to refinance, don't bet on mortgage rates falling back below 4 percent.

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13Feb2012
Author
Dan Green
Filed Under
Mortgage Strategy
Plunging Mortgage Rates Lower Mortgage Payments 13% In One Year Thumbnail

Plunging Mortgage Rates Lower Mortgage Payments 13% In One Year

Mortgage rates are down more than 1% in the last year and mortgage payments are down 13%. The "break-even point" on today's mortgages comes relatively quickly -- even after accounting for closing costs.

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19Sep2011
Author
Dan Green
Filed Under
Mortgage Rates
Chart : Your Home Purchasing Power Soars On Low Mortgage Rates Thumbnail

Chart : Your Home Purchasing Power Soars On Low Mortgage Rates

In 2011 -- for the same monthly payment -- you can borrow 77% more than you could in 1991. Buying a home is a relative bargain right now.

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20Jul2011
Author
Dan Green
Filed Under
Mortgage Strategy
Fannie Mae Says : “Cash Out” Your Free-And-Clear Home Thumbnail

Fannie Mae Says : “Cash Out” Your Free-And-Clear Home

After you've paid cash for a home, you *can* get your cash back. It's called the Delayed Financing Rule and it's new from Fannie Mae.

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06Jul2011
Author
Dan Green
Filed Under
Mortgage Strategy
Get Your Mortgage Denied In 5 Easy Steps Thumbnail

Get Your Mortgage Denied In 5 Easy Steps

There are just some things you should never do while your home loan is "in-process." Here are the five most-common mistakes.

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22Jun2011
Author
Dan Green
Filed Under
Conforming Mortgages
The 2011 Refi Boom Begins : Should I Refinance My Mortgage? Thumbnail

The 2011 Refi Boom Begins : Should I Refinance My Mortgage?

You can't control mortgage rates, but you can control your closing costs. Make the most of this Refi Boom -- go zero-cost refi. Here's how.

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07Dec2010
Author
Dan Green
Filed Under
Mortgage Strategy
How Often Do Homeowners Refinance Their Mortgages? Thumbnail

How Often Do Homeowners Refinance Their Mortgages?

"Should I refinance?". It seems like a basic question -- when benefits outweigh costs, say "yes". But, what about those two big assumptions you have to make?

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02Jun2010
Author
Dan Green
Filed Under
Mortgage Rates

Timely, Relevant Advice For Households Thinking Of A Refinance

It's rare to hear a newscaster come right out and say "now is the time to refinance your home". It's even more rare when they get the message right. If you missed the last Refi Boom, here's what you need to know.

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