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- HARP Refinance Program : The Complete HARP II Eligibility RequirementsPosted on May 7, 2012
- Jumbo And Super-Jumbo Mortgages : Mortgage Rates Ultra-Low, Guidelines Semi-LoosePosted on March 19, 2012
- The FHA Streamline Refinance : The Complete Mortgage Guidelines (Plus Mortgage Rates)Posted on March 7, 2012
- FHA Loan Limits Raised To $729,750; Conventional To Remain At $625,500Posted on November 21, 2011
- The Complete USDA / Rural Housing Mortgage GuidelinesPosted on August 29, 2011
- Dan Green. NMLS #227607. Illinois Residential Mortgage Licensee, 031.0005658. Ohio Residential Mortgage Licensee LO.034597.000, 10979 Reed Hartman Hwy, Suite 118A Cincinnati, OH 45242. This is not a commitment to lend. All rights reserved. Waterstone Mortgage Corp. (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB. (NASDAQ: WSBF). State of Ohio licensee exempt.
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Posts discussing Dumb and Dumber

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22Sep2009

Author

Dan Green

Filed Under

Federal Reserve

The Federal Reserve Does Not Make Make Mortgage Rates (And Here’s Your Proof)

The Federal Reserve does not set mortgage rates. Mortgage rates are based on the raw price of mortgage-backed securities plus applicable loan-level pricing adjustments. Or, with respect to jumbo mortgages, rates get set by individual banks. The Fed does, however, influence rates.

Posts discussing Dumb and Dumber

Author

Filed Under

The Federal Reserve Does Not Make Make Mortgage Rates (And Here’s Your Proof)

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