Posts Covering Rate Surveys
September 27, 2012 in Rate Surveys
Mortgage rates have made new lows in 20 of the 39 weeks this year. Over the next week, another new record should be made. FHA mortgage rates lead the way.
June 15, 2012 in Rate Surveys
Mortgage rates are expected to drop next week. However, there are two likely scenarios that could send them soaring higher instead.
June 8, 2012 in Rate Surveys
Inside tips on mortgage rates for next week.
May 31, 2012 in Rate Surveys
Mortgage rates may drop this week. Or mortgage rates may rise. Get the scoop on what rates will do next.
May 10, 2012 in Rate Surveys
Need to know if mortgage rates will rise or fall this week? Here's your answer.
March 29, 2012 in Rate Surveys
Want a mortgage rate prediction for the next week? That's an easy one. Read on to see where mortgage rates are headed.
July 7, 2011 in Rate Surveys
Want a mortgage rate prediction for the next week? The polish is off the PIIGS, so to speak. Here's what it means for mortgage rates.
June 2, 2011 in Rate Surveys
Want a mortgage rate prediction for the next week? I participate in the weekly Bankrate.com Mortgage Rate Trend Index survey. This week's results may have your answers.
May 12, 2011 in Rate Surveys
Need a mortgage rate prediction? I participate in the Bankrate.com Mortgage Rate Trend Index. This week's survey tells you whether to lock or float your rate.
April 7, 2011 in Rate Surveys
Looking for a mortgage rate prediction? I am a voting member in the Bankrate.com Mortgage Rate Trend Index. This week's survey should give you good guidance.
February 24, 2011 in Rate Surveys
As I told Bankrate.com this week : "Middle East unrest trumps inflation this week. And that's saying something." There's a small window to lock a low rate. Don't miss it.
February 10, 2011 in Rate Surveys
Mortgage markets are made on Wall Street, Wall Street is made of people, and people carry cognitive bias. It's one reason why mortgage rates aren't likely to fall for quite some time.
February 3, 2011 in Rate Surveys
Every now and again -- like what we're seeing this week in Egypt -- world events unleash uncertainty into the global investor psyche. Uncertainty is equal to risk and mortgage bonds gain on the news. Rates are falling this week, but don't look for it to last.
January 13, 2011 in Rate Surveys
There's two ways to play this market. You can (1) lock your mortgage rate now, or (2) wait to see if rates will start to fall again. The better course is the former. Rates won't fall long-term.
January 6, 2011 in Rate Surveys
Stop waiting for rates to "come back". Stop thinking the markets "are due". Stop thinking you have a day "to think it over". They won't, they're not, and you don't. Rates will fall this week. The time to lock is now.
December 16, 2010 in Rate Surveys
Stop waiting for rates to "come back". Stop thinking the markets "are due". Stop thinking you have a day "to think it over". They won't, they're not, and you don't. What we're living through right now is the natural correction that follows a historic, 7-month rally.
November 12, 2010 in Rate Surveys
I can't help but think that the market looks a lot like May 2009. Inflation fears took rates up 1.125% in 10 days back then.
October 28, 2010 in Rate Surveys
Last week was especially brutal on rate shoppers. Mortgage pricing worsened by 100 basis points, adding 0.25 percent to rates. This week should be similarly bad.
October 26, 2010 in Rate Surveys
Despite this ongoing, 6-month rally in mortgage rates, there wasn't a single week in which the Bankrate.com mortgage "experts" predicted mortgage rates to fall. Here's how to cope.
October 21, 2010 in Rate Surveys
There's no penalty for refinancing twice (or thrice!) so take the bird-in-hand. Refinance now. And then, if the market affords it, refinance again later. Rates are dropping, but they're primed to reverse quickly.
October 14, 2010 in Rate Surveys
Today, rates are 1 percent lower as compared to April.
October 7, 2010 in Rate Surveys
"QE2" is the new buzzword in mortgage markets. It should extend this 23-week long Refi Boom, and increase the number of Double Dippers nationwide.
September 23, 2010 in Rate Surveys
Just when you thought the Refi Boom was over, the Federal Reserve steps in to give it new life.
September 16, 2010 in Rate Surveys
Hopefully, you caught the signal. Last week was the bookend on the summer's long-term rally. Mortgage rates are rising now.
September 2, 2010 in Rate Surveys
After 19 weeks of improvement, mortgage rates are stupid low right now. Don't miss a chance to do something about it. Especially because rates look troughed.
August 26, 2010 in Rate Surveys
Mortgage rates keep dropping, but they're dropping ever so slowly. Homeowners with loans in-process can stop worrying about having locked "too soon" -- rates are essentially the same today as they've been for 2 months. And for everyone else, it means there's still more time to join the Refi Boom.
August 19, 2010 in Rate Surveys
Mortgage rates are really, really low. And they'll probably fall further. But don't get greedy. Take your bird-in-hand. Get started on that refi.
August 12, 2010 in Rate Surveys
The Fed set mortgage rates downward this week, but now is not the time to wait-and-see where rates go next. A turnaround could happen just like
2015 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)