Recent News

How to Negotiate Refinancing Costs

If you want the lowest refinancing costs, you have to ask for them. Learn how to get the best refinance rates and terms by negotiating with your lender.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

No, You Don’t Need 20 Percent Down Or Even Close To It

Downpayment notions from decades past no longer apply. Home buyers have access to new options that are changing the way people finance homes.

4 Niche Loan Options That Are Helping New Home Buyers

Lesser-known mortgage options can help home buyers find the right fit for their budget. Here are four options you may not have heard about.

FHA Smashes Homeownership Barriers In High-Priced Markets

FHA loan limits are higher across 188 U.S. counties in 2016. Now, families have access to more homes in higher-priced areas.

Mortgage Rates Today, September 29: Now At 10-Week Low

Freddie Mac reports falling mortgage rates to 10-week-low levels. Home buyers and refinancing households enjoy extended period of low rates.

NAR: Home Sales Remain Elevated, Pressure Mounts On Buyers

For the 28th straight month, the Pending Home Sales Index bested its benchmark reading of 100. It's no wonder home prices continue to rise nationwide.

Best Way To Refinance: Avoid These 6 Mistakes

Refinance applicants can reduce their costs by avoiding mistakes during the application process. This is the best way to refinance.

How To Refinance Using The VA Loan Program (Even If Your Current Mortgage Is Non-VA)

The Department of Veterans Affairs lets non-VA homeowners to refinance into VA loans. Read more and get access to today's VA mortgage rates.

Using FHA To Refinance When You Have Very Little Equity

Get access to today's ultra-low rates, no matter which type of loan you are refinancing. Even HARP-ineligible homeowners could use a standard FHA refinance.

Condo Values Rising Fast In 5 Major Metros

Is a better to buy a condo or a single-family, detached home? Recently, condos have held value better. Analysis of the condo market, plus live condo mortgage rates.

What Credit Score Do You Need For A Mortgage?

What minimum credit score do you need for a mortgage? The answer is 500 but not everyone will qualify. What to do when your FICO is lower than you hoped.

Don’t Use APR To Shop For A Mortgage

A surprising look at how the government-recommended method of mortgage rate shopping is fundamentally flawed.

Surprising Strategies To Beat An All-Cash Offer

Get your offer noticed and accepted, even when going up against a cash home buyer.

Case-Shiller Index: Low Rates, Buyer Demand Drive Up Home Prices

Case-Shiller Index reports home values up more than 36% since 2012. Renters want to become buyers, driving up home prices by more than 10% in some cities.

The Documentation Required For Today’s Lowest Mortgage Rates

Mortgage lenders are giving their lowest rates to buyers showing certain documentation. See what you'll need, and get access to complimentary mortgage rate quotes.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

First Time Home Buyer : The Late-2016 Guide to Buying a Home

A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.

New “Credit Card” Rule Makes Mortgage Qualification Easier

A change in the way credit card debt is calculated makes it easier for to get mortgage-qualified. Read more about the change and see today's live mortgage rates.

4 Home Repair Skills Every Homeowner Can Learn To Make

Homeowners can't call the landlord when something needs fixing; and learning to make the basic fixes can help you be a better homeowner.