Recent News

Cash-Out Refinance Vs Home Equity Loan: The Better Deal Might Surprise You

If you need money today, you;re lucky. Today's cash-out refinance rates and cheap home equity financing make borrowing a bargain. But which loan is the cheaper choice for you?

Low- and No-Money-Down Mortgages For 2017

There are many mortgage programs for buyers who want no-money-down home loans, or loans requiring just a small downpayment. This is a review of 8 of them.

Home Builders Seeing Best Buyer Foot Traffic In A Decade

Home builder confidence remains strong in January, with low mortgage rates and rising rents. Builders predict 2017 will be a banner year for real estate.

HARP Refinance Is “Not A Scam”, Says Government; Program Ends In 2017

The Home Affordable Refinance Program (HARP) expires at the end of 2017, and the government wants you to know that you may be eligible to refinance today.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

2017 FHA Loan Limits For 1-Unit, 2-Unit, 3-Unit, 4-Unit Homes

2016 FHA loan limits for every U.S. county. Check your local FHA loan limit for 1-unit, 2-unit, 3-unit, and 4-unit homes. Safe and secure.

2017 USDA Loan Income Limits & USDA Eligibility Check

About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.

FHA Smashes Homeownership Barriers In High-Priced Markets

FHA loan limits are higher across 188 U.S. counties in 2016. Now, families have access to more homes in higher-priced areas.

6 Ways Mortgage Shoppers Are Saving On Closing Costs

Closing costs are estimated to be about 3% of your home price. Know these six ways homeowners and home buyers are reducing their costs.

Refinance Your FHA Mortgage To Cancel Your FHA MIP Forever

FHA mortgage rates are down. Save money with the FHA Streamline Refinance -- or refinance to leave your FHA MIP behind. Analysis and today's live rates.

Simple Mortgage Definitions : Mortgage Escrow And PITI

Learn to calculate your mortgage escrow and PITI, then see for which mortgage programs you may qualify. Mortgage rates available, too.

Mortgage Qualifying For Part-Time Workers

Home buyers can qualify for a mortgage even without a full-time position. Part-time workers with one or two jobs can apply and receive a mortgage approval.

Divorce And Mortgage : Your Options When Separating

There are time-proven ways to handle your mortgage during a divorce. These options will help both parties to come to a mutually-agreeable solution.

Buying A House Without A Lot Of Cash

Today's mortgage programs have reduced the amount of money you need to buy a home. Here's how much you will likely pay in upfront home-buying costs.

Downpayment Options: From 0% Down To 20 Percent Or More

Today's low rates and mortgage programs empower home buyers to make a large or small downpayment, or opt out of one altogether.

How Much House Can I Afford, Comfortably?

Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.

Safely Make A Big Purchase When Buying a House

Making a major purchase can affect your mortgage qualification status. But there are a few smart ways to make big purchases while buying a home.

Freddie Mac: Mortgage Rates Pull Back From 33-Month High

30-year mortgage rates descend from 2.5-year highs. Consumers are now looking at 15-year fixed and 5-year ARM loans for rates in the 3s.

Why The Housing Market Is Still Favorable For Homebuyers—Despite Fed Rate Hikes

With rates hovering near historical lows, the past several years it’s natural that we’ve come to expect rates near or below 4 percent. But slightly higher rates won't price out most home buyers. Rates are still half their historical average.

Guide To Buying A Home: Young Families

If you’re like many Millennials, especially those with young families, you may be gun-shy about entering the housing market. That's understandable, but having a growing family may be the push you need.