I returned to the First Business television studios this week to talk mortgages and housing. The interview covers (1) Why conforming mortgage applicants will pay more fees in 2011, (2) The outlook for Spring Housing, and (3) Why mortgage rates are headed higher long-term.

Since mid-April, mortgage rates have been falling, shedding more than a entire percentage point along the way. For homeowners carrying a $300,000 mortgage, the rate drop is equivalent to $180 in monthly savings. But, that's all over now. In this brief, 2-minute mortgage market summary, you'll get a quick breakdown of what's happening, and why.

With 9 days left to claim the federal home buyer tax credit, I thought this would be a good time to review the mortgage market, jumbo loans, and the state of home appraisals. This 2-minute video covers a lot of ground

Tuesday, I asked my Twitter friends what mortgage questions they'd like to have answered. I picked 3 replies and pushed it to video.

In January, I made this 5-minute video to illustrate how mortgage guideline changes are impacting American homeowners regardless of their income, assets or credit score. If you haven't seen the video before, watch it now. It's a story you need to hear. If you have watched the video, watch it...